How to properly dispose of a stash for a "rainy day"

So, friends, the crisis to which we unconsciously and childhood prepare, come. The unstable situation in the country is not improving, rising prices on necessities and products continues, revenues are down but income is not rising. Hard to find a foothold in this difficult situation. Increases the level of psychosis in society. The stable situation in the country, its level is 30 %, one can only imagine how much it has increased in recent times. Fresh no statistics, but I think the figures would be shocking.

The fear of tomorrow is genetically inherent in us. This is the feature of our nation, a survivor of the revolution, dispossession, repression, famine and war. This fear won't leave and our descendants. Alas, such are the laws of genetics. In psychology, this phenomenon is interpreted as the collective unconscious.





In this difficult time, we are trying to help than those who are worse than us. But it is also very important and just need to take care of yourself to avoid becoming a burden to others. History has taught us not to count on financial institutions and funds. And our ways of thinking will be hard to keep the installation self – help book.

And well, if we have a nest egg set aside for a "rainy day". I, like many of my compatriots it is. Small, but good. Not to say that her presence calmed me or inspired confidence in the future. She would not inspire optimism. A heavy load pushing thoughts of how to live. Had to revise our expenditure and optimize those that are left in the list. I do not buy so often delights, rarely buy clothes, and entertainment I have changed to change the indicator "quantity" with "quality". There is nothing more to optimize. When the panic passed and came the phase of braking and a certain detachment, I quietly tried to look at the situation. Was it evident that there are factors that you can influence or change, you can't. You can only do what you can.

To correctly assess the situation with a "hot head" is difficult. The findings will be more emotional than rational. But this is not correct.

After much deliberation alone with him I suddenly remembered from your last business SWOT analysis.

 

S ( strengths)

  • _______
  • _______
  • _______
W ( weaknesses)

  • _______
  • _______
O (opportunities)

  • _______
  • _______
T (threats)

  • _______
  • _______
 

At the time, he really helped when I decided to do their business.

Of course, it should be said that this is quite a complex analysis of major and minor factors affecting the efficiency of the business. But it won't. In my case, this analysis was useful to assess the current situation and decide what to do next. We strongly recommend you to use this table to put in my head all the shelves. You must honestly and thoroughly fill out each section in the table. If weaknesses and Threats were more, it is good to think what to add to the section's Strengths and Opportunities.

One of the most effective and significant factors which may outweigh the weaknesses and threats can only be 2 factors. This:

· Health

· New knowledge, skills and new experiences.

So, what resources do you have to strengthen these factors? Free resources no. Think of the savings, saved for a rainy day. If them competently to dispose of, they will attract a "black day". And if you change the vector of their destination, then perhaps the savings could get you to a "bright future".

Why health? Do you have it shaken by a crisis. And that's fine. It is necessary to recover. Health need for new achievements and to receive pleasure from them.

Why the knowledge, skills and experience? Because what you have could "wear out" and stop trying to be relevant. Every day life brings us changes and it would be strange if we had remained successful without changing. It is impossible to build a new life with old methods. Try to answer the question -when and what you last studied? For a long time? Maybe now is the time again to repeat it? Do not have again to go to College.

Today there are many methods to learn new skills and knowledge for a much shorter period and much more effectively.

What to choose? You decide. Let's see what new and demanded specialties appear. Touch them at exhibitions during the open days in various organizations on free webinars - presentations on the Internet. Log on to the database of freelancers and look for what knowledge and skills are willing to pay more.

Be prepared for new knowledge and learning new skills will have to pay. For Free knowledge guess who pays? But becoming in demand, invested in education funds will be repaid. And possibly lead to a higher level of income.

So, what you can safely spend your stash is:

Health

  • For medical examinations and visits to the appropriate specialists.
  • The purchase of new sneakers or a subscription to the gym
 

Education

  • Getting a new education, knowledge or experience
  • The development of new skills
  • The creation of the site or the village in social networks, to promote their new skills.
 

So, instead of mindlessly run away in panic to try to do something, it's better to stop and ask yourself the question — if I run and whether I do? The answer may shock you. "Not there, not then!". That's what happened to me. Rejoice if you have otherwise! But if we found the strength to admit it, so there will be power to change everything. Maybe it's your whole life that you haven't already, waiting for you nearby. We need to reach out and get to know him. And the money? It is the energy. It can be put in creation, and destruction. Which do you prefer? published

 

Author: Elena Klimenkova

P. S. And remember, only by changing their consumption — together we change the world! ©

Join us in Facebook , Vkontakte, Odnoklassniki

Source: http:// www.facebook.com/My40Club/timeline

Tags

See also

New and interesting