Method pitchers that will help you save

method pitchers - one of the most effective ways of keeping a personal or family budget. All you need to do - spread the money you plan to spend six pitchers. Each pitcher is responsible for one area of life. Thus, you do not spend more than what planned.

Website published a method that will help you spend your money wisely.

Pitcher 1: the essentials (55% of your budget)

Money behind the vessel, intended for daily expenses and payment of bills. They will also cover your costs for rental, transportation, taxes and food.

Pitcher 2: entertainment (10% of your budget)

This part of your budget you can spend on purchases that do not normally do. For example, you can buy a bottle of expensive wine or go somewhere for the weekend. Dispose of the money as your heart desires.

Jug 3: storage (10% of your budget)

It is a pledge of your future financial independence. The money lying in the bank, will be used for investment and to create passive income sources. You do not have to spend these savings until you get complete financial freedom. And even in this case you should only spend the money that you receive from these savings, but not the accumulation.

Pitcher 4: education (10% of your budget)

Money lying in the vessel, designed for your further education and personal growth. Investments - is a great way of investing money, and you - the most valuable asset. Never forget that. Spend the money to buy books, CDs, or courses. All of this will pay off later.

Pitcher 5: personal holdings (10% of your budget)

These savings can be used for large purchases. Use them to buy a plasma TV, pay for tickets or car. This is your so-called reserve fund, which must be constantly replenished.

Jug 6: charity and gifts
(5% of your budget)

Use the money for gifts for birthdays, weddings and other celebrations. You can also donate them to the care of patients with cancer, animal shelter, or simply to help the poor.

via # image14276460