My grandmother, although a Russian teacher by education, was able to save money for housing in Soviet times.

Ability to accumulate money I got it from my grandmother. At one time, she managed to save an impressive amount and buy a small house in the village with this money. And by Soviet standards, she received an average salary. Ba worked as a teacher of Russian and English, as well as literature.



© Freepik What does it take to develop the vein of an enterprising person? Today I will tell you how to save money on the example of your grandmother. Actually, I use this trick myself. I recommend it!

The experience of my grandmother proves that everything is simple! All in all, Grandma had 3 separate wallets in which she kept money for different purposes. In the first accumulate funds for some serious purchases. On average, about 10-20% of grandparents’ salaries were sent there.

Touching this money is not allowed in principle. I remember one time my grandfather wanted to break this taboo, but it was impossible to hide from my grandmother’s sharp eyes. She believed that this wallet does not exist: you just need to forget about it.



The second wallet served as the basis for important household purchases. For example, with the accumulated funds, my grandmother bought a typewriter. With her help, she created her own tasks in Russian and English, which she used in classes. Now for this it is enough to click on a couple of buttons in the computer ...

The third wallet contained money for life. My grandmother had planned how much money she would need next month. In beautiful handwriting, she wrote in her notebook what products she needed to buy and how many she needed. All this brought her real pleasure.



Grandma had another rule. If the money in the third wallet has run out, then it is no longer there. She never climbed the first and second stash. Even in the most urgent situations, she managed to spend a minimum of money. It's always fascinated me!

Of course, in our time, there is no point in keeping money in separate wallets. For a long time I used regular paper envelopes. One signed "For a Dream." And the other, "For the future." I am currently using 2 bank cards. Anyway, it'll be more comfortable.



However, there are many other ways through which you can develop the ability to save money. For example, you can put a fixed percentage of income on the card. Start small by gradually increasing this percentage, focusing on the amount you earn. Systematicity is important in this regard.

If you know that you can break out and withdraw a deposited amount of money, there is another way out. You can set up an automatic deduction for the deposit without the ability to withdraw funds. Whatever the temptation, it just won’t be a problem for you.



In addition, you can start saving money using a card with a cashback function. Even when something comes back, it gets better. As they say, a penny saves a ruble!

This is an unusual way to protect yourself from impulsive purchases. Every time you want to buy something not very necessary, transfer to the piggy bank the amount you want to spend. In other words, you will have to pay for the item twice. But at the same time, the savings account will be replenished.



Another option is suitable for gambling people. You can argue with your friend and have some kind of competition. Determine the date and amount that each of you must accumulate. Whoever succeeds will get a prize.

And one more tip if you often buy something on emotions. Suppose you want to buy a device. Think about this purchase for 30 days. If during this time you do not change your mind, feel free to go to the store. You can also write out the pros and cons of the gadget to visualize its functionality.

Tell me, are you saving money or do you like living in the moment? Perhaps you can share your cumulative tricks with us. We'll be waiting for you in the comments!