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All my life to rent a house or try to buy your own: which is better
Rental housing is in demand among young couples, students and people who do not want to be tied to one place of residence. Why would a traveler buy a home if he would not live there? After all, who will give up their home? Not everyone is lucky to inherit an apartment, most have to rent a house for life or take a mortgage on an apartment or building a house. In rented housing, as well as in your own, there are pros and cons.
Rental housing can be rented in a short time if necessary. It can be a daily lease or a long-term one. Housing can be chosen by pocket, choose an area with a convenient transport interchange. Studying in another city or working with permanent relocations implies rented housing.
In addition, living in a rented apartment, the tenant does not pay for the overhaul of the house or repair of the apartment. You just need to keep someone else’s living space in the form in which the housing was at the time of arrival. Thus, the tenant undertakes to pay bills every month and give a fixed amount to the landlord. Overpayment can be small at the time of search: payment for realtor services and deposit for the last month of living in the apartment.
In the case when a salary or other force majeure is delayed, the landlord will not deduct unthinkable interest for late payment, which occurs when paying a mortgage. Also, in rented housing, furniture is rarely needed, this means that you do not need to buy your sofa or wardrobe, spend your money on repairing an apartment. Neighbors in apartment buildings are rarely lucky, and if you have to put up with this in your own housing, you can always move out of rental housing.
Rental housing in a good area with good housing conditions is not so cheap. Yes, you can find cheap housing, but if you give someone else's uncle your money, you want to live like a human being. It is parting with hard-earned money that is the most difficult. The tenant pays for the kindly given opportunity to live in someone else’s apartment. That money will never come back. Rent and utilities fees sometimes exceed half the average salary.
It is not easy to find a good home if you have pets or children. Landlords foresee material damage to their living space and in many cases refuse to rent out housing. In someone else's apartment, you can't do everything for yourself. Rarely, the owners of the apartment agree to repairs at the expense of rent. If you have your own furniture, it will be very difficult to persuade the owner to move his furniture elsewhere.
There are owners who believe that they can enter the apartment whenever they want. Without warning, bring their belongings for storage as if the accommodation they rent out is such a lucrative warehouse for unnecessary things. Some unscrupulous landlords can evict tenants from the apartment simply because they wanted to. We'll have to look for new housing again. Similarly, suddenly a person can raise the cost of rent.
Still, travelers with a mountain of money less than those who want to live a measured quiet life. Most people want to own their own home. No matter how spacious and beautiful rented housing is, your small apartment is always cozy.
First of all, you know you're going to have your own place in 20 years. You can live in old age and not be afraid of being evicted. Housing will be able to bring additional income, if you have another apartment, you can also rent people an apartment, and then leave it to the children as an inheritance.
Secondly, you can settle a pet in your home or give birth to a child with confidence in the future. You can do repairs, buy furniture that you like, bring comfort to the house. The problem is that the mortgage is not so easy to take. A person should have a stable job, and on the first installment will have to save for several years. Each month you need to pay a rather impressive amount and be sure to overpay for the services of the bank.
Taking a mortgage is not all the costs. Facilities, repairs and many other expenses are still ahead. Buying real estate is a delicate matter. Not all construction companies can be trusted. Some are trying to save and buy an apartment in an unfinished house, and take people’s money and not finish the residential complex is a favorite scam of unscrupulous companies. As a result, at best, you can wait a couple of years until construction is completed. And at worst, without money and without housing.
Yes, I definitely want to have my own corner and make plans for the future. As you can see, nothing can be certain. Everyone chooses for themselves what is more comfortable. Do you think there is any point in rented housing?
Rental housing can be rented in a short time if necessary. It can be a daily lease or a long-term one. Housing can be chosen by pocket, choose an area with a convenient transport interchange. Studying in another city or working with permanent relocations implies rented housing.
In addition, living in a rented apartment, the tenant does not pay for the overhaul of the house or repair of the apartment. You just need to keep someone else’s living space in the form in which the housing was at the time of arrival. Thus, the tenant undertakes to pay bills every month and give a fixed amount to the landlord. Overpayment can be small at the time of search: payment for realtor services and deposit for the last month of living in the apartment.
In the case when a salary or other force majeure is delayed, the landlord will not deduct unthinkable interest for late payment, which occurs when paying a mortgage. Also, in rented housing, furniture is rarely needed, this means that you do not need to buy your sofa or wardrobe, spend your money on repairing an apartment. Neighbors in apartment buildings are rarely lucky, and if you have to put up with this in your own housing, you can always move out of rental housing.
Rental housing in a good area with good housing conditions is not so cheap. Yes, you can find cheap housing, but if you give someone else's uncle your money, you want to live like a human being. It is parting with hard-earned money that is the most difficult. The tenant pays for the kindly given opportunity to live in someone else’s apartment. That money will never come back. Rent and utilities fees sometimes exceed half the average salary.
It is not easy to find a good home if you have pets or children. Landlords foresee material damage to their living space and in many cases refuse to rent out housing. In someone else's apartment, you can't do everything for yourself. Rarely, the owners of the apartment agree to repairs at the expense of rent. If you have your own furniture, it will be very difficult to persuade the owner to move his furniture elsewhere.
There are owners who believe that they can enter the apartment whenever they want. Without warning, bring their belongings for storage as if the accommodation they rent out is such a lucrative warehouse for unnecessary things. Some unscrupulous landlords can evict tenants from the apartment simply because they wanted to. We'll have to look for new housing again. Similarly, suddenly a person can raise the cost of rent.
Still, travelers with a mountain of money less than those who want to live a measured quiet life. Most people want to own their own home. No matter how spacious and beautiful rented housing is, your small apartment is always cozy.
First of all, you know you're going to have your own place in 20 years. You can live in old age and not be afraid of being evicted. Housing will be able to bring additional income, if you have another apartment, you can also rent people an apartment, and then leave it to the children as an inheritance.
Secondly, you can settle a pet in your home or give birth to a child with confidence in the future. You can do repairs, buy furniture that you like, bring comfort to the house. The problem is that the mortgage is not so easy to take. A person should have a stable job, and on the first installment will have to save for several years. Each month you need to pay a rather impressive amount and be sure to overpay for the services of the bank.
Taking a mortgage is not all the costs. Facilities, repairs and many other expenses are still ahead. Buying real estate is a delicate matter. Not all construction companies can be trusted. Some are trying to save and buy an apartment in an unfinished house, and take people’s money and not finish the residential complex is a favorite scam of unscrupulous companies. As a result, at best, you can wait a couple of years until construction is completed. And at worst, without money and without housing.
Yes, I definitely want to have my own corner and make plans for the future. As you can see, nothing can be certain. Everyone chooses for themselves what is more comfortable. Do you think there is any point in rented housing?
When I was a kid, my grandmother would take out a hidden bar of chocolate on a winter evening and make a fragrant drink for me and my sister, and now I do the same.
Pizza delivery from the famous Monopizza restaurant in Chernivtsi