The size of pensions for older men who left for the United States and Israel in the "holy nineties" Bashny.Net

It seems to many that a decent pension is paid abroad in any more or less developed country. And when we hear that in the same USA or Israel, pensioners receive a pension in the amount of more than 1000 euros, we just sigh sadly - people are lucky.

Although at the same time we do not think about the amount of expenses in the same countries, much less about what the size of the pension depends on and how it is calculated. But for the sake of completeness, it was worth learning a little more about this. Who knows, maybe this information will come in handy in the future.



GettyImages Pension abroad In the 90s, when the USSR collapsed, many Soviet citizens decided to look for their happiness abroad. They especially often went to Germany, America, Israel. Those who left at a young age have already become pensioners and were able to check for themselves how well the state provides for elderly people and whether the pension abroad is so high.

Pension in Israel When carrying out the pension reform, they decided not to experiment and simply copied the Western experience. Men retire at 67. Until recently, women have been receiving a pension since the age of 62.



GettyImages Recently, however, it was decided to equalize men and women in this matter, raising the retirement age of women to 65. Moreover, the government notes that if the average life expectancy continues to grow, then in 2037 the retirement age will have to be further increased.

Interestingly, this change did not cause much discontent. Is it because Israeli women live on average to 84 years old? Perhaps the reason is the average labor pension in the country, which is just over $ 1,400.

However, here you need to understand that in young years, each person chooses the type of pension insurance himself, as well as the fund where his savings will be stored. And after the onset of retirement age, a person receives the pension that he was able to accumulate . True, if it is below the subsistence level (about $ 500 per person), then an additional payment from the state is required.



GettyImages Of course, local residents who have worked for 25-30 years and have been making contributions to pension funds all this time receive a decent pension in their old age. And they feel great on their well-deserved rest. But those who moved to Israel at a working age, with due diligence, managed to save up for their old age.

Note that the state in every possible way stimulates the activity of older people. They are given a variety of benefits, including travel in any transport, theaters, cinemas, museums and other things. And realizing that there are still many wealthy and carefree years ahead, older people live an active and eventful life.



GettyImages US Pension The US retirement age is set at 66 for both men and women. However, by 2027 it will be gradually increased to 67 years. If you take into account life expectancy, then Americans spend approximately one fifth of their earthly journey in retirement.

Although, if you wish, you can retire at the age of 62. But in this case, the amount of payments until the end of life will be only 70% of the amount of the pension for which the person has managed to accumulate. Therefore, Americans are generally in no rush to retire. Many agree to work even up to 70 years old, because then the payments turn out to be even higher.

The minimum state pension in the United States is $ 800. As for the average pension, it is kept at about $ 1,300. Most of all are paid to former firefighters, military men, doctors, teachers, police officers, officials and mothers with many children (5 or more children). For example, the same military can expect a pension of $ 5,000 or more.



GettyImages Still, the well-being of an elderly American no longer depends on the state, but on private foundations and companies. People from a young age open accounts in private pension programs and regularly save money there themselves. Or the employer does it for them. This is beneficial, because such amounts are not subject to income tax.

And if you consider that this money is not just accumulated, but also multiplied for many years, then retirement for a person can really be considered a holiday. Indeed, according to statistics, every 6th American pensioner, in addition to the state pension, has more than a million dollars in his accounts. This money will definitely be enough for a comfortable life at the final stage of life.

Pension Abroad for Visitors Those who came to the United States at a conscious age also took advantage of such opportunities for accumulation. If people were able to find a job and have worked for 10 years, then they have already received the right to a pension. If at the same time they took care of the future and used the services of sensible financial consultants, then they can definitely be calm about their financial condition.

“I have every minute scheduled every day: tennis, football, meeting friends, swimming pool. I just feel sorry for the time. When he worked, he was not so sorry, and now he even slept less. I sleep only 7 hours. I feel sorry for my time, ”says the American pensioner Sergei. At the same time, the man does not name his age. And he declares that he does not feel like a pensioner.



GettyImages Knowing that you have 10, 15 or 20 years of life ahead of you on a well-deserved retirement , such people find themselves a lot of things to do. They stay socially active, travel, enjoy life. Pension for every American is a story unlike any other. Indeed, a new stage in life. A stage that, nevertheless, will be pleasant only if you managed to prepare for it in advance.

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