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Why Accountants Don’t Save Money and Should You Follow Their Example?
Rarely even the most notorious spender admits that he does not know how to save money. Almost everyone is sure that he -- frugalThere's nothing to save. Therefore, there is no large amount under the pillow that will help out in a difficult moment.
Today's edition. "Site" I would like to share a letter from one of our readers, who has been working as an accountant for 10 years. He talks to the same accountants. But the woman is amazed at how different people in her profession know how to use money. Her story seemed interesting and made us think. We're happy to publish it.
I work as an assistant accountant in one of the industrial plants of Siberia. I have been working here for the 10th year since I graduated. I like work, I like to count money, I don’t see anything to change the meaning yet, writes Natalia, 34.
“There are 7 people in our accounting department. We know each other well. Sometimes, after work, we get together, communicate, and make friends with families. When with the beginning of quarantine were forced to sit at home, they created a chat in WhatsApp and in addition to work just chatted about it.
“Then I came across an unpleasant discovery. Already in the first month of quarantine in the chat began the cries of my colleagues-friends that there is no money, the salary of husbands is delayed, mortgage to pay nothing. My employees did not have any savings, they just ate the last. I was shocked.”
“How can it be that adults and adequate people have good jobs and good education? There's no savings? I knew there were such people, but for some reason I thought that we accountants, who spend our lives tinkering with numbers and large sums of money, all right.
An accountant with no savings? “I asked my female colleagues. Everyone is married, everyone has children. They are not only responsible for themselves. But in the end, the savings were only for me and the chief accountant.”
To my question, Lena’s colleague wrote back, What can I save from my salary? 3 grand? It's a laugh! But I immediately estimated that this amount turns into 36,000 per year, which is more than Lenkin’s monthly salary of 30,000. And if this money is stored on deposit, then a couple of thousand will accumulate in the form of interest. And in the event that this money will be able to last more than one month, and not run to ask to borrow you, — said the woman.
“This irresponsible attitude of adults and seemingly intelligent people just amazed me. They spend every penny, they don't think about anything. And as soon as the crisis, they run for help to colleagues, to parents, to the state. And everyone should help them. I've been in college. I keep personal accounting. And it is even strange to me that one can live differently.”
I agree that it is not easy to collect 5-6 salaries for a financial cushion, as experts advise. But can you save a little? Do not buy a new phone every year, do not spend the last on beautiful shoes. But make sure that the delay in salary does not make you worry that tomorrow there will be nothing to feed your family. Am I not right? asked Natalia.
It's probably about habits. Natalia got used to it from a young age. lay downTherefore, saving for her is a common thing. She will give up her momentary pleasures for the sake of saving a couple of thousand, which will help her sleep better at night. Her colleagues with money do things differently. Whose approach do you prefer? Save money no matter what? Or enjoy life here and now?
Today's edition. "Site" I would like to share a letter from one of our readers, who has been working as an accountant for 10 years. He talks to the same accountants. But the woman is amazed at how different people in her profession know how to use money. Her story seemed interesting and made us think. We're happy to publish it.
I work as an assistant accountant in one of the industrial plants of Siberia. I have been working here for the 10th year since I graduated. I like work, I like to count money, I don’t see anything to change the meaning yet, writes Natalia, 34.
“There are 7 people in our accounting department. We know each other well. Sometimes, after work, we get together, communicate, and make friends with families. When with the beginning of quarantine were forced to sit at home, they created a chat in WhatsApp and in addition to work just chatted about it.
“Then I came across an unpleasant discovery. Already in the first month of quarantine in the chat began the cries of my colleagues-friends that there is no money, the salary of husbands is delayed, mortgage to pay nothing. My employees did not have any savings, they just ate the last. I was shocked.”
“How can it be that adults and adequate people have good jobs and good education? There's no savings? I knew there were such people, but for some reason I thought that we accountants, who spend our lives tinkering with numbers and large sums of money, all right.
An accountant with no savings? “I asked my female colleagues. Everyone is married, everyone has children. They are not only responsible for themselves. But in the end, the savings were only for me and the chief accountant.”
To my question, Lena’s colleague wrote back, What can I save from my salary? 3 grand? It's a laugh! But I immediately estimated that this amount turns into 36,000 per year, which is more than Lenkin’s monthly salary of 30,000. And if this money is stored on deposit, then a couple of thousand will accumulate in the form of interest. And in the event that this money will be able to last more than one month, and not run to ask to borrow you, — said the woman.
“This irresponsible attitude of adults and seemingly intelligent people just amazed me. They spend every penny, they don't think about anything. And as soon as the crisis, they run for help to colleagues, to parents, to the state. And everyone should help them. I've been in college. I keep personal accounting. And it is even strange to me that one can live differently.”
I agree that it is not easy to collect 5-6 salaries for a financial cushion, as experts advise. But can you save a little? Do not buy a new phone every year, do not spend the last on beautiful shoes. But make sure that the delay in salary does not make you worry that tomorrow there will be nothing to feed your family. Am I not right? asked Natalia.
It's probably about habits. Natalia got used to it from a young age. lay downTherefore, saving for her is a common thing. She will give up her momentary pleasures for the sake of saving a couple of thousand, which will help her sleep better at night. Her colleagues with money do things differently. Whose approach do you prefer? Save money no matter what? Or enjoy life here and now?
