When Svetlana Ivanovna started talking about the funded program, I could not even think how it would end. Bashny.Net

Accumulation of pensions is a topic of interest to many citizens. It has become especially relevant since the time when there were many private companies. They preferred to pay their salaries in envelopes. Some employees were not registered at all, contributions were not paid for them, and their seniority was not accrued. They did not expect a good pension.



However, many scammers have divorced from this. They had to face the heroine of our history. Today's edition. "Site" I'll share this story with you.

I also had work experience not mentioned in the workbook. And the thought of accumulating a pension occasionally haunted my head. But I drove them away like annoying flies, because there was no time to be sad: I believed that I was young and would still have time to collect the necessary number of years to the general experience before retirement. Now you have to make money.

When the fashion for pension insurance began, various funded programs began to appear: both state and not quite. The latter were very briskly offered by persistent representatives of the so-called solid banks, whose main office was located abroad. There were many announcements about the recruitment of insurance agents, who were promised high salaries in case of a large number of transactions. I met people who believed in their stories. I think the agents themselves genuinely believed they were doing a good deed.



I was almost caught on such an attractive "rod". I did not immediately feel doubts about the reliability of the information that they tried to convey to me, because first Svetlana Ivanovna spoke to me about the cumulative program. I knew her as a serious woman, who is not peculiar to engage in fraud. On the job, I repeatedly went to the neighboring town and communicated on duty with this pleasant person - the impression of her was positive.



Therefore, when Svetlana Ivanovna began to talk about a profitable offer, I decided to listen and analyze the information. I was scheduled to meet the next day with a leading specialist who has specific information. I agreed, because I really wanted to know more about the funded program, which promised to provide my family a comfortable old age.



A twenty-five-year-old person came to talk to me. She began to talk about the unique program of savings before retirement and how it is profitable and convenient. In the mouth of the interlocutor was constantly dry, and it was noticeable that today I am not the first who tried to convince. The employee claimed that their foreign bank in the future guarantees to pay money with interest. Customers are only obliged to conclude a contract and monthly deposit a certain amount, which is stipulated in the document.

The woman voiced the huge numbers that people are able to collect before retirement, and said that many enter into a contract in secret from her husband. It was also said that in the event of the death of the client, his family will receive an impressive amount of insurance.



After a long tirade, the woman asked: “Do we sign the contract?” But I was confused by her persistence. And her speeches did not convince me, too many nuances. That's why I said I'd think about it. No one expected such a response from me. I saw this from the reaction of a young woman. She was nervous with indignation: time wasted on me, you see, and I still hesitate. I did not like such a surge of emotions and finally convinced me that there was something “unclean” here. Especially embarrassing is the phrase that you can not tell your husband about the deal. If I die in a road accident or die of an incurable disease, who will ask for payment if no one will even know?

No more calls, no appointments, no more offers. And thank God! Over time, all the agents disappeared.



It is good that the woman had doubts. Apparently, the agent too much betrayed his desire to slap the woman's services. We urge everyone to be careful. Experience shows that it is impossible to make huge sums of money without investing anything. There are always scammers behind such promises. Therefore, always consult with knowledgeable people before signing anything. Be careful and take care of yourself!