An old German told how to teach a child to save from childhood and appreciate every penny without developing wild stinginess

About the love of the Germans to cars, as well as their accuracy and prudence heard almost everyone. At the same time, the stereotype that the Germans are very stingy has also taken root, although this is far from the case. These people are very good at counting money. They also know exactly what it is. saving. Therefore, for those who are used to waste money and at the same time regularly complain about empty pockets, from the outside, such prudence seems abnormal.

And today's edition. "Site" It will tell you what tricks almost every smart German uses to reduce his expenses, but at the same time maintain a high standard of living. Just looking at these tricks is interesting. And some of our readers will be able to pick up something.

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The right savings

1. Savings on small things
   We do not pay much attention to small expenses. However, the intelligent German always remembers that small things quietly wash all the money out of our pockets. Therefore, any savings are justified. For example, instead of turning on the heating at full capacity, a German would rather sleep in warm clothes under a warm blanket. But every day will save a little. And even as much as possible insulate your home and make sure that there are no blowing and drafts anywhere.
   
   
   
   
   
   
2. Shares adoration
   A German is never ashamed to buy stock products. He will be proud to save money and will be happy to talk about it. And if in a store on the other side of the city there is a promotion that promises good benefits, then such an economical person will necessarily go for the necessary purchases.
   
   
   
   
3. Savings since childhood
   Children from an early age are taught not only to spend money, but also to save, record and plan expenses, make a shopping list in advance. And it is difficult to meet a child who would not have his own piggy bank, where he carefully puts coins.
   
   
   
   

Free food. Popularity of food sharing
Often food in supermarkets, bakeries and restaurants for various reasons loses its presentation or is unnecessary. And, in order not to throw away still good and completely usable food, it is simply distributed. And in taking such products, even well-off people do not see anything shameful. Bottle collection
Not so long ago, the collection of bottles was popular with us. As for the Germans, they still collect bottles, hand them over at special points and get money for it. And it is not only about earnings, but also in cleanliness on the streets. And it is not surprising that for the average German, a trip to the store begins with the delivery of collected bottles to special machines.



Modest hospitality
If you accept an invitation from a German to have tea, then be prepared for the fact that you will not be treated to anything other than tea. There will be no rush to build sandwiches or bake a cake for the arrival of guests. So prepare to drink tea with what you bring yourself. Investing here and now
We have already explained why in many developed countries pensioners live happily. The Germans are not much different in this regard. They know that their well-being depends only on themselves, so they create their savings in their youth. They collect a financial cushion and make contributions to private pension funds. This allows you to know at any time in your life what amount has already been accumulated and what you can count on if you go on a well-deserved vacation.







This is what the average German looks like. They like to count money and they know how to do it. And financial literacy here is revered no less than the ability to read and write. This is something the Germans should learn.