What retirement receive in the US? Bashny.Net

< How many pensioners receive US? This question is often interested in the most mature audience of our website. That carefree smiling older Americans are fundamentally different from the gloomy post-Soviet pensioners it is a fact, but it is very different their pensions, we will try to understand this article.

In 1935, US President Franklin Delano Roosevelt signed the Social Security Act. Pension program "Got off security men» (Social Security) and to this day is one of the most successful in the country. The program ensures pensions for all workers have reached retirement age. In 2015, 59 million American retirees, people with disabilities and their families received payments under this program.

The average monthly Social Security benefits, or in simple terms with alternately pension in the United States in 2015 is 1 335 $ 97, or 16 031, $ 64 per year.

< The retirement age in US

For people born in 1937 and earlier retirement age begins at 65. For persons born in the period from 1943. by 1955. full retirement age in the coming 66 years. The retirement age gradually increases until it reaches 67 for people born after 1960. The growth of the retirement age in the United States due to an increase in life expectancy in the country.



The pension system is very flexible in the US, for example, an employee can retire at 62 years old, ie, before reaching retirement age and receive a partial pension.

According to US federal law, citizens who have not reached full retirement age can receive pension in full, if their annual income does not exceed $ 15720. If the annual income of a working pensioner exceeds the limit, in this case from every dollar earned over the limit, will be held from 50 cents a pension. In the year you reach full retirement age, this limit is significantly increased, from 15 $ 720 to $ 41 880 per year. Moreover, if the annual income of a working pensioner exceeds the limit of every earned 3 dollars over the limit, $ 1 withheld from pension. This deduction applies until the month in which the employee reaches full retirement age.

According to the conditions of social security programs, a citizen who has reached full retirement age, will receive 44% of the amount earned by them before retiring.

If pension payments will be below the guaranteed level, the pensioner may participate in the Supplemental Security Income. In 2015, the minimum threshold for one person was $ 733 for a married couple - $ 1,100. Thus, if your minimum income is less than $ 733 per person, for example, $ 500, or less than $ 1100 per couple, $ 800 for example, then according to Supplemental Security Income, you can rely on to supplement the minimum threshold, ie, . $ 233 and $ 300 respectively.



According to UN statistics for 2014. the average life expectancy of a US citizen is 78, 9 years old, while the rate in Russia is 68 years, in Ukraine - 68, 5 years. Thus, the average American retirees receive a pension for 14 years, while their Russian and Ukrainian peers - 3 and 3, 5, respectively.