The company Intelligent Environments launched a banking platform that is integrated with the Internet of things by reminding IFTTT ( «if this, then that") scheme. If you spend the extra money, you an electric shock. If you are too wasteful, Nest thermostat in your home will turn off heating.
The developers of the banks with the help of such a platform will be able to create new scenarios, spineless helping people save their money.
A third millenialov (people born in the 1990s) are afraid to look into bank accounts. To help them in saving, Intelligent Environments launched the world's first "Internet Bank of things." Smart devices like Google Nest thermostat and bracelet from Pavlok using the platform can be connected to a bank account.
Shock Clock bracelet was created as an alarm clock with an electric shock. Users accustomed that at certain times of the gadget awakens their current hit, and started to wake up a few minutes before the allotted time to turn off the device. This bracelet from Pavlok in the case of the banking platform must "train" the owner does not spend extra money.
Nest Thermostat, which together with the company Google acquired in 2014 for 3, $ 2 billion, will help save money on heating. As soon as the amount of funds in the bank account falls below a certain level of heating is switched off. The company Intelligent Environments cites studies Energy Saving Trust, under which the temperature increase of 3 degrees can save a user to 255 pounds per year.
Now the company is in talks with banks and credit card issuers to implement in the near future throughout the system.
It will be interesting to read the news that the platform broke down, and people around the world were hit with electric shock for a reason. But developers have reported that the system is protected by AES 128-bit encryption and TLS 1.2.