10 things that you do not tell millionaires Bashny.Net

1. "Do you think I am rich, it is not»





A million dollars seems to be a huge amount. Perhaps the owners of this state have to swim in money, but it is not. According to a survey conducted by Fidelity, only 8 percent of millionaires consider themselves "very wealthy." 19 percent of millionaires say they have absolutely no money, because everything goes on taxes, health care, to maintain their lifestyle.
Indeed, people with a capital of $ 1 million can not afford the luxury of an exclusive, such as membership in the elite golf club, the cost of which comes to 300,000 dollars a year.

2. "I shop at Wal-Mart ...»

Perhaps millionaires and do not buy paper towels for 99 cents, but they definitely know what it means to save. About 80 percent of millionaires say that they buy luxury items on sale, looking for cheaper items, etc. The thing is that many millionaires out of the middle-class people who are not accustomed to overspend and become millionaires, continue to follow the normal life.

3. "I'm taking the money borrowed»

How do people become millionaires? Some buying profitable stocks or real estate, others play in the casino, and many go the usual way - open your own business. According to the survey AmEx / Harrison half of all millionaires got rich at the expense of the business. A third of these millionaires started to work for a large corporation or received vocational training; only 3 percent inherited the business from his parents.

Almost all millionaires to build your business, take money on credit or debt and reasonable to use these funds, says Alan Russell Prince (Russ Alan Prince), co-author of the book "The Millionaire mediocre."

4. "I have my own concierge»

Millionaire never reserve a table for dinner in a posh restaurant, it makes him a personal concierge. Working for a fee of at least $ 25 per hour, modern lackeys know how to "jump the queue" to hold his client in an expensive restaurant or spa or to get an appointment with the good doctor himself. Good concierges turn the whole planet to get what you want them bare - whether it's holy water, blessed by the Pope, rare Mexican tequila or a delicious local sausage from northern Spain.

5. "You will not be rich, if you're a good»

John D. Rockefeller made his competitors to sell their business, scaring the complete bankruptcy in the event of failure. Bill Gates was ruthless when turned by Microsoft in the world's largest company producing software. Indeed, many millionaires recognize that they may be "full of bastards when it comes to business," in order to succeed, you have to walk over and step on the throat competitors. But the cruelty of business does not mean that the person in itself bad. Many millionaires - a good family man, loving their children and engage in charity.

6. "Taxes for losers»

Millionaires, as a rule, pay the taxes, which comes at the expense of a significant replenishment of the state treasury. But on the other hand, most millionaires have offshore accounts, which attracts huge cash concealed from the tax. According to the US tax authorities (IRS) about 2 million Americans have a secret offshore accounts. Income, which would get the money from the state, estimated at 20 to 40 billion dollars a year!

7. "I went to triples and quadruples»

Mom was right when she said that the excellent rating - the key to success. But, however, it is not necessarily the key to a bank safe full of money. According to the AmEx / Harrison only 59 percent of millionaires have completed college or university, with the majority of millionaires were not honors.

Answering the question "What are the keys to success," the millionaires in the first place put the hard work, then education, then the sense of purpose and respect for others. They also say that the knowledge obtained in the classroom were less important than the proper discipline, says Jim Taylor, vice president of the Harrison Group. Of course, there are millionaires who brilliantly graduated from college or university, and even got a degree, but each candidate Sciences, who became a millionaire, we have several times more lazy, barely out of school.

8. "Like my Ferrari? I took her rental »

Why platit3000 dollars for a bag of Versace, which next season out of fashion, when the bag can be rented for a month for just $ 175? For the same reason why blow $ 250 000 in a brand new Ferrari, when only 25 000 dollars it is possible to rent for a few weekends of the year?

How popular is such a fashion? According to a poll conducted by Prince & Associates, more than 50 percent of millionaires are planning to rent a luxury goods during the year. Topping the list of the bag, and then follow the cars, jewelry, watches and works of art. For example, on-line companies like Bag Borrow or Steal, offer to rent the latest designer accessories and jewelry for the sum of 15 dollars a week.

9. "It turns out that happiness can be bought for money»

According to Jim Taylor of the Harrison Group, about 70 percent of millionaires recognize that money brings them more happiness in life, because high income goes side by side with a high level of life satisfaction. Especially a person experiences the happiness of the freedom that money is provided. Also, rich people have better health than the general population, says James Smith, a senior economist at the corporation Rand Corporation (health and happiness are also closely linked as wealth and happiness, says Smith). Rich people even seem to smile and laugh more than others, not to mention the fact that they get more respect in life and eat the best food.

10. "You want to be as rich as your neighbor, and I want to be as rich as Trump»

According to Fidelity about 40 percent of millionaires are afraid that with the retirement of their income drastically reduced and that their money will run out before they die. Rich is not the point of satiety, they are constantly seeking to increase their income, thinking that "the more money you have, the happier you are."