GOOD HABITS Millionaire US

A year ago, I came across a curious article that talked about the habits and characteristics of millionaires in the United States.

If about our millionaires, we know only of scandals, news of high-profile criminal cases, bribes, etc., is about the lives of Americans, we often find inspiring success stories, who want to emulate.

Taking these habits into service, you in case of a big business and capital, will be able to change the attitude to wealth in our country, and indeed, to become richer.

Therefore, do not be lazy and read this article to the end.

1) American millionaires to anecdotal frugal and picky.

One day, to study the habits of millionaires, as well as interviews with them, it organized a series of meetings in one of the luxurious halls of New York. At these meetings, the millionaires of the soul fed, and even to pay $ 150-200.

What was the surprise of the organizers (and including my - during the reading of the article), when the rich abandoned the expensive snacks and vintage wines, choosing instead cheap sandwiches and beer.

It was funny, when one of them on offer to taste a glass of expensive wine (Bordeaux, 1970) once said: "I only drink scotch and two beers: free and" Budweiser ".

Conclusion: The rich people do not need to show their wealth. They already know about it.

2) The results showed no right to hold American millionaires. Read and apply:

 - Living costs should not exceed the level of income (and not as we do, from paycheck to paycheck);

 - It is necessary to effectively use the time, energy and resources to achieve greater well-being (how much we spend on soap operas and sots.seti?);

 - Financial independence is more important than the demonstration of high social status (whether we are conducting a personal budget if all we are planning to buy??)

 - They choose the right kinds of activities (more on this later)

3) Save

As the long-term studies the habits of American millionaires, the main principle is to save them. Statistics show that half of the millionaires had never paid more than $ 399 for a suit, $ 140 for a pair of shoes and $ 235 for the watch.

Image littering millionaires with money - no more than a marketing trick, designed to make the man in the street to pay for expensive items, justifying these costs "correct" way of life.

In this trick, apparently, there are also some of our millionaires;)

4) Do not spend and invest!

You say, "Well, American millionaires live relatively modestly. But how, then, they are using their money? »

The answer is simple. Instead of spending money on themselves, people who have become millionaires, money - invest.

On average, each year, an American millionaire invests about 20% of their income. 79% of millionaires have a score of at least one brokerage firm.

Just imagine: American millionaires have so much money that they can, without changing their habits, not working to live 12 years. However, more than two-thirds of millionaires work hard - from 45 to 55 hours a week.

Millionaires do not just invest money, but, of course, receive the income from investments. For example, the average family income in half the cases is $ 131,000, with an average total wealth of $ 1, 6 million.

The conclusion which I have done already without prompting researchers habits of American millionaires, is that when people in Russia will start en masse to understand that money does not need to spend and invest, the investment boom will begin in the country. And the one who is ready for this right now, will be able to put together his fortune.