How to deal with money

Rule № 1. Appreciate yourself.
Strive always to raise their incomes. Tell yourself that you stand more. If your current work did not meet you in financial terms, the mood for a new search. Or find additional income.

Rule № 2. Do not invest in something you do not understand.
First, look at how it works (business, securities transactions). After all, even with the successful outcome of the case you might miss part of the profits. And what will happen in case of failure, the more you have to represent yourself.

Rule № 3. Do not believe the empty promises.
You have to understand that the large amount of money you can earn, the more you need to take risks. And the risk is justified in the case if you put money in an investment that will continue to bring you dividends. If you spend money on something that you will not bring in revenue, the risk at the same time - there's no point.

Rule № 4. Learn to control your finances.
Most people at the end of the month do not remember where to spend 30-50% of their income! Therefore, an important part of good money management is to control their income and expenses. That is, carefully write down their spending and projected income, and at the end of each month to do the analysis.

Rule № 5. Plan personal (family) budget.
to consider in advance what the new year to buy a pile of presents in October need to put winter tires in the spring to visit the dental and go relax in the summer.

Rule № 6. Always set aside some of the money earned.
You can, however, and the accumulation of money to have fun, because the more time passes, the greater the amount deposited. Thus, a bank account is growing, and it not only warms the soul, but also gives confidence. Optimally set aside 10-20% of their monthly income, while you do not even notice the lack of money. So you can save up for large purchases, travel or just to have a constantly updated bank account, trusting in the saying "the money to attract money»

Rule № 7. Do not go into debt.
Try not to get into debt, especially in the larger ones. Do not waste money set aside to life, or the same 10%, in which case you risk to remain at all with anything. Never invest other people's money, if you have nothing to pay in the event of loss of the money.

Rule № 8. Invest money in itself.
If you want to be successful, you must constantly evolve. Attend seminars and training sessions, act on refresher courses. The more expensive you stand, the more deserving.

Rule № 9. Do not chase for ideals.
Many people want to have imposed on advertising and glossy magazines huge houses, luxury cars, yachts, position of CEO or own business. And the constant race for status does not allow them to be happy now.