Profitable loans secured by real estate in Estonia

The search for financial solutions for property owners is becoming more relevant in modern economic conditions. Many residents of the country consider a loan secured by real estate in Estonia https://spc.ee/en/uslugi/kredity-pod-zalog-nedvizymosti/ as the best tool for the realization of personal and business goals. This financial solution allows you to get significant amounts on favorable terms, using the existing property as a guarantee of a refund.

Advantages of real estate loans
Collateral lending has a number of significant advantages over other types of financing:

• Lower interest rates compared to unsecured loans
• Possibility of obtaining large amounts of funding
• Long repayment periods that reduce monthly load
• Flexible terms of use of the received funds
• Availability for borrowers with different credit profiles

SPC – a reliable partner for obtaining a mortgage loan
SPC has established itself as the leading financial advisor in the Estonian market. SPC specialists help clients to choose the best lending conditions, taking into account their individual needs and financial capabilities.


Working with SPC, clients receive comprehensive support at all stages of obtaining a loan secured by real estate - from the selection of a suitable partner bank to the preparation of all necessary documentation and legal support for the transaction.

For what purposes can you use a loan secured by real estate
Funds received under collateral lending can be directed to a variety of purposes:

• Acquisition of additional property for personal use or investment
• Carrying out major repairs or reconstruction of an existing facility
• Financing higher education for children
• Developing your own business or startup
• Refinancing existing credit obligations on more favorable terms

Loan process with SPC company
Getting a real estate loan through SPC comes in a few simple steps:



1. Free consultation to determine the needs and capabilities of the client
2. Estimation of the market value of the property
3. Selection of optimal loan offers from partner banks
4. Preparation and submission of documents to the selected financial institution
5. Legal support of the transaction and signing of the contract
6. Receiving funds and achieving goals

Why you should choose an SPC for a mortgage loan
SPC offers its customers special conditions that are not available when independently contacting banks. With many years of experience and partnerships with leading Estonian financial institutions, SPC specialists can ensure:

• Interest rate reduction by 0.5-1.5% per annum
• Reduction of the time for consideration of the application to 1-3 working days
• Minimizing documentation
• Individual repayment schedule, taking into account the financial capabilities of the client

By entrusting the registration of a loan secured by real estate professionals from SPC, you get not only favorable financing conditions, but also confidence in the security of the transaction, saving time and effort, as well as support all the way to the implementation of your financial goals.