Wise mother borrows money from children after salary, and at the end of the month returns them

Should I lend my daughter money if she constantly makes unnecessary expenses and can not learn how to properly manage money? And how to wean your adult child from excessive carelessness about finances? That is what our story is about today!

A month ago, my daughter visited again with full bags of expensive dishes. A week earlier, she had borrowed money from my father and I to reach her paycheck. And now I have repaid the debt and again began to make unnecessary expenses.



I always refuse to accept treats, because I know that in the end, the money spent on them, she herself will miss. This cycle of mutual assistance has been going on for over a year. As the son-in-law got a job in a solid company, and children began to live on a large foot. Planning your budget and forgetting about it.



I asked for advice from friends, so they only misunderstand. What's the problem? It helps, it pays back, everything is fine.



My husband gave up a long time ago. He said: We do not have to borrow. I don't understand why you're so worried about this, Mother. Stop screwing yourself up for nothing! Why not worry? If we're not here, where will they go? Are they getting credit? It won't take long to get stuck in debt. God forbid the apartment will be lost in the end, as force majeure will happen.



I spent a lot of time thinking about how to talk to my daughter so she could hear me. And this time I finally got it! I decided to cheat and ask for a loan myself, allegedly for a new washing machine. My father and I were planning to buy this month and we had enough money, but my daughter didn’t know about it.



The plan worked well. At the end of the month, my daughter asked me to borrow money. I forgot that I had borrowed a lot of money a few weeks ago. So I gave her the money and said, “You see, my dear, how frivolous you are about money!” I borrowed it and didn’t even write it down. That's what happens to everything. You spend right and left and you don’t even think about where all the money goes. But with proper budget planning, you could not ask for a loan from me and my father!



My daughter was surprised, but she learned a lesson. Since then, the perpetual doomsday with loans has stopped.

Do you think the problem is really solved or will it all come back to normal?