What causes people to get rid of mortgage apartments

Everyone wants to have their own corner. A place that can be arranged to your taste, where you will feel cozy and comfortable. Therefore, even a mortgage and the prospect of getting into debt when buying a home do not scare many. “On credit, but on their own,” say the new homeowners. At the same time disadvantages of mortgages They try not to notice. At least at first.



I remember how over the past 10 years many of my friends rejoiced, settling in mortgage apartments. The housewarming was celebrated on a grand scale, as if they were trying to forget at least for a while how much they would have to pay. But we always do. We take out loans for a wedding and then we divorce in a year.

“Today they are trying to sell these apartments by all means and by all means. Friends and even sold the mortgage apartment to move to a rental. Someone probably twisted a finger at the temple, but I understand these guys: for two on the outskirts they paid 25 thousand rubles, and now in the center shoot for 15.



Why are mortgage apartments being sold?

1. Disappointment
   Dreaming of our own home, we create in our head the ideal image of the future apartment. But to find such a spacious, bright, in a good area, with excellent views from the window and soulful neighbors is almost impossible. And since the process is already running, you need to choose one of the available options. Later you have to sell to find something more relevant to your desires.
   
   
   
   
2. Circumstances
   Some families break up, others have children. Due to family circumstances, changing an apartment becomes a necessity. Many when choosing housing expect to live in one place for life, and therefore do not take into account flat liquidityFor example, its proximity to the center. That's too bad. 299568
   
   
   
   
3. Lack of money
   Sometimes people overestimate their financial capabilities and then cannot pay. Moreover, to obtain a mortgage, they often indicate more income than they actually have. It is possible to cheat the bank, but then how to pay? I have to sell my place.
   
   
   
   
4. Economic situation
   Today, a mortgage can be taken at a lower interest rate. For those who have not yet paid off a loan taken at 14%, this is a significant reason to think, sell an apartment and take a new one with a more gentle fee.
   
   
   
   

Many claim that already in the first year of mandatory payments, they reconsidered their opinion about mortgage real estate. It is not so “own” was this apartment for which you have to pay for so long.

There will be no money, you will be without an apartment. Therefore, while some consider a mortgage a way out, for others it turns out to be a bondage, with which I want to say goodbye as soon as possible.