Kids and money: how to raise mutual respect

The financial crisis has affected all spheres of our life and especially family. Which is easier: to buy a child another cheap doll or to explain why it is not necessary to go to the store "just so" on each outing? Previously, it was easier to buy. Now, money was much less. And along with the dent in the wallet many moms and dads sadly discovered that their children do not feel the slightest respect for money.

When it's time?I often wonder at what age you need to teach a child to money? You always want to answer the known phrase: "How old is your baby? Ten? You were late for ten years!" And let not from infancy, but the education financial viability begins when the child first noticed and got interested in money or the fact that connected with them. Everyone has their own time, but it always comes sooner than we think. Please note that children very early replace "give" with "buy." But with the first "buy" good place to start.

Most importantly, don't forget to explain what it means to buy! I have met children who "buy" apart from money. To buy means to take something that I liked. So it's not a "buy." It's another "give". And pandering to him — the cultivation of selfishness.

Right "buy" is when you go with the child to the counter, called out loud the price of the things and start to discuss how much money you have in your wallet, expensive or not, as its price matches the quality and the needs of your family, as you earn money and can afford to buy. The main thing here is simplicity, benevolence, and specifics. And what is not? It is impossible to snap, to break on the child, if you have the money for this thing not. It's not his fault that he wants. So, if I refuse, certainly with the reasoning about why it is impossible, and even through time at failure buy something small in compensation to the child did not feel quite so deprived.

Will be easier!Respect, work, responsibility, work... anyone words like "download". And child including. And the money is not only paper and plastic, credit obligations and wages. It is also a joy, mischief, beautiful things, tasty food. It is bad when the person lives alone. But also bad if he grows up to be a workaholic, unable to spend on themselves an extra penny. Therefore, strive to talk about money was correct, but light!

For example, money can talk. To offer the child to choose their favorite bill (necessarily brand-new, crisp) and call it magic. Store in a jewelry box and whisper of desire (the method is suitable for kindergarten kids haven't lost faith in Santa Claus and the good fairy). And I personally love to look at with their children about money from different countries. After all, they are usually very beautiful. To bill to draw, worked for many artists. It Ukraine symbols countries, national ornaments, depicts the memorable places and faces of the first persons of the state.

Interestingly, many adults do not remember what is drawn on the money of the country in which they live. At the seminar "Money" I often give a simple assignment: to reproduce from memory a bill. And many can't... what does this mean? Not only inattention, but about the fact that people tend to be quick to get rid of money as soon as they fall into the wrong hands.

But that money is "hands are not burned", they need more and more to hold. To look at, to remember, to sketch from memory. For a child this is very useful — memory develops. And adult for once in your life would not hurt.

On the wallet...Usually parents are divided into two categories: those who give very young children their wallets to play, and those who are frantically pulling out money from the hands of, say, dirty. In the first case, the child's attitude to money is depreciating. Money is sacred energy. Wallet, a receptacle of sacred energy. Nice to him even the owner himself must awe, and the child even more so. The archetypal analogue of the purse — the Treasury. While most young children, under 7 years, archetypal consciousness. They are unlike us adults, don't believe in miracles — they know exactly what a miracle is. And if they believe in a magic lamp of Aladdin, they will have no problems with the feeling of wealth, the domestic law for him, they would never trade gold in cheap jewelry and does not agree to fake anything — neither the material world nor in the world of relationships.

And if you take away the child's money and call them "dirty" — the effect is the opposite. Contempt, fear, feeling dirt on the hands that can thus instill. Therefore, if you believe that the child used in the hands of a bill, is to wash your hands, ask him to do it for some other reason, is not focusing on the money.

Think about the motivation ofEach parent would like for child's secure future. This means we must instill a love or at least responsibility for learning, to which many children are without enthusiasm. What should I do? Some, after reading the Western psychologists began to enter for children material incentives. Received in school top ten — here's a Latika. Poorly implemented control will remain without the encouragement (or open up the piggy Bank and he put the money in the family budget). Naturally, the approach has opponents, saying that there is nothing to speculate Holy. But really it all depends on the environment in which the child is brought up, from his character, way of thinking.

Every child sees how to earn money parents, and builds his system of values, starting from family. If the parents are businessmen, at home all the time, talks about the trades, contracts, deliveries, taxes, that is the spirit of entrepreneurship, the child learns a model of the relationship and is willing to engage in the process of earning money as soon as possible. Well, if mom gives your teenage son money for a school trip accurate to the penny? It is hoped that this mom will get lucky and she will have a new bill gates. But most likely, the child will also be difficulties in relation to money, and then no financial incentives will not be interesting to him. He just doesn't know what to spend the earned armor.

Therefore, the main criterion of proper education is naturalness. Not know how to manage money — not to teach children. It is better to honestly tell them that we are still not yet confident. Read books about financial success, attend seminars and speak about money with children only when you know what to say. Everything should be in moderation. Sometimes there is no reason to make a gift that the child believed: hard work is not the only way of gaining wealth. Or refuse to buy, if the child "fills", even if the amount he is asking for you, trifling.published


Author: Elena Shubina

P. S. And remember, only by changing their consumption — together we change the world! ©

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