And Indian Bank - a simple explanation of the loan

Old Indian comes to the bank and requests a loan for $ 500. Bank employee begins to make out of paper.
 - What are you gonna do with the money? - He asks Indian.
 - I'm going to town to sell jewelry that I made.
 - What have you got for collateral?
 - I do not know what a "Pledge" - says Injun.
 - Well, the pledge is something that has value and can cover the cost of the loan. Do you have a car?
 - Yes, the truck 1949 release ...
 - No, it is not necessary - says bank employee - maybe you
have cattle?
 - Yes, I have a horse ...
 - How old is she?
 - I do not know, she had no teeth to determine ...
In the end, the Indian loan draw up and issue $ 500. A few weeks later an Indian comes to the bank again, pulls out a wad of money and returns the loan.
 - What are you gonna do with the rest of the money? - Asks him the same employee.
 - Put in a wigwam - says Injun.
 - You can make a deposit in our bank.
 - I do not know what a "deposit" - responds Indian
 - Well, you give your money to the bank, the bank takes care of them, and when you
need money, you can take them ...
Old Indian thought and asked:
 - And that the bank has pledged?
When will EQUALITY - then we'll talk ... and yet ... In the meantime, we will independently establish the equality of the parties. )