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10 RULES OF MONEY FROM THE MILLIONAIRES
1. Clearly define their financial capabilities.
The longer we ignore your finances, the more terrible and confusing will become the case. Make a list of all of their annual income and expenses and look closely at where we are now.
2. We control their debts.
Given the circumstances of life, it is better to be debt-free than with them, and it's not even in the money itself. Uncontrolled debt can turn into an expanding black hole that greedily devour everything.
3. put together a plan for your money.
Most people feel more confident when they have a plan and long-term goals. It's time to fix their goals and steps to achieve them. This is a great way to motivate yourself and keep your attention riveted to the material sphere.
4. There is nothing petty to worry about money.
Paying the required amount of the order of the attention in the material sphere, we do not become less spiritual or less cultural. Remember, it is important to stand on their own feet, to be able to take care of others.
5. Look at your shopping habits.
Walk into the store with boredom? Buy things to cheer yourself up? While the desire to pamper yourself is not a big problem, shops - not a cure for all ills. Look for other ways to get positive emotions, such as favorite hobby, exercise, meeting with friends.
6. Confirm that the get as much as we deserve.
Different work is paid differently. There are professions where wages are much higher or lower than average. But if we know that is valuable to the company, there is nothing wrong to require an increase or benefits to get as much as we are.
7. Stop waiting for a miracle or a hero to save our financial situation.
It's nice to dream about winning the lottery, love the rich prince or princess. Yes, it can happen, but it is much more productive than passively expect a miracle, and actively act independently. Let us stand for themselves a miracle!
8. Our self-esteem should not depend on the size of our well-being.
Many people think rich people more worthy than people with low incomes. Even middle class people can fall into the trap, knowing that they are not so often can afford to indulge his family as wealthy and feel of this guilt and inferiority. Remember when worried about their limited financial means that there are people around who live much more modestly, but that they are no less respected.
9. Do not be too subjective.
Of course, every day razymi people take many stupid decisions, but it makes no sense for each of them to specify and discuss. We can learn from the mistakes of others, but if we were to use them as an excuse to feed his sense of superiority, it will only strengthen our monetary anxiety. If we are kind and understanding the mistakes of others, we can better understand their mistakes and in the financial sector.
10. investigate their financial fears.
Talk to relatives about the fears that are associated with money. These things are useful to pronounce aloud, then they lose their sharpness and become understandable sizes. Perhaps someone is afraid to think about retirement, or someone spends more than it can afford on his girlfriend, in the fear that it will turn away if it is not hijacking of all her desires. Regardless of our fear, for sure there is a solution for it, if we understand its dimensions and causes.