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What to remember in anticipation of a happy retirement
The rules of economy dictate that we spend less. Easier said than done, especially when pensions are on the horizon and incomes are stubbornly unwilling to grow. What items of expenses can be painlessly sacrificed, and which ones are better not to touch? The answer is not that simple.
Saving or not saving? There are two categories of people with the opposite approach to this issue. Some postpone from youth, and in old age they regret that they missed much of what they so desperately wanted.
Others live one day, and in the later years they find that pensions are barely enough to pay off the communal and modest subsistence. At the same time, forced savings begin to affect their health.
560,40034
So that the savings are only reasonable, "Site" I made a list of things to save in 50 years is definitely not worth it.
Economy rules
All these recommendations have one thing in common: the rules of economy should not threaten the well-being of our future. You're gonna say there's not enough money for anything? Look around: perhaps the latest technology, branded clothes and the third takeaway coffee of the day are not the best investments in tomorrow?
Saving or not saving? There are two categories of people with the opposite approach to this issue. Some postpone from youth, and in old age they regret that they missed much of what they so desperately wanted.
Others live one day, and in the later years they find that pensions are barely enough to pay off the communal and modest subsistence. At the same time, forced savings begin to affect their health.
560,40034
So that the savings are only reasonable, "Site" I made a list of things to save in 50 years is definitely not worth it.
Economy rules
- Food products
According to psychologists, people “for half a tin” life is just beginning. Potentially, this is the best, most qualitative period of human life, because it combines health, strength and life experience.
However, metabolism and the ability to absorb nutrients inevitably slow down with age. If in youth “we are what we eat”, then with increasing age “we are what we digest”.
To successfully withstand age-related changes, stay fit and conserve energy, it is important to rebalance your diet.
And for this you need to include in the diet foods rich in fiber: cereals, vegetables and fruits. At the same time, it is desirable to reduce the consumption of processed foods: sugar, pastries, white bread and pasta. - High-quality shoes
Over the years, most people have a deformed foot, and picking up comfortable shoes becomes not as easy a task as in twenty years.
The wrong shoes are extremely unpleasant for the health of the legs, back and even internal organs. And after 50 years, these consequences become critical.
High-quality shoes with a comfortable shoe will be more expensive than usual, but it is much more comfortable and will not harm health. Therefore, we recommend saving on shoes in the last place. - Medications.
Remember what older people usually want for their birthday? Health. And that is really the most important thing. On medicines, of course, you should not save at any age. Especially after fifty.
Timely money spent on health will save you from the large costs of treatment. But health spending should be reasonable. No magic pill for old age will not help if you do not monitor your health and do not try to maintain all organs and systems in working condition. - Rest.
Children have grown up, the house is equipped, family relations are stable - it's time to live for yourself! I'm sorry, but there's nothing to put off. Physical and moral forces are exhausted. If you do not rest, there is a risk of ending your life in 40-50 with a bunch of diseases.
It does not matter if you are working or have already retired, a trip to the sea or a trip to the mountains, which has been dreamed of for so long, will energize you, enrich you with new experiences and will definitely benefit.
Of course, a pension is not enough for everything, but it is not necessary to walk in the park, read on the grass by the lake or invite friends for a cup of tea. Joy is necessary for a person at any age, you should not save on them. - Dentistry
If I could go back in time and give advice to my younger self, I would advise you not to skimp on the dentist. Going to the dentist is associated with a lot of spending, but bad teeth in any case will cost you more. After all, their health directly affects the general condition of our body. It is best to undergo regular preventive examinations. If caries is at an early stage, then it is much easier to cure it.
All these recommendations have one thing in common: the rules of economy should not threaten the well-being of our future. You're gonna say there's not enough money for anything? Look around: perhaps the latest technology, branded clothes and the third takeaway coffee of the day are not the best investments in tomorrow?
