Few of our fellow citizens, excluding, of course, especially wealthy people, were able in their lives to avoid a situation when it is urgently necessary to pay for a purchase, utilities, purchase of expensive medicines, etc., but money, well, as luck would have it, is not enough. Such situations are becoming more frequent in the context of the economic crisis, in which our country has been in recent years. Of course, you can turn to relatives, friends, acquaintances for help, but this is not always convenient, and it is not a fact that they have the required amount. There is an opportunity to apply for a loan to a banking institution, but the process of its registration can take a lot of time, it can cost the effort to collect the necessary documents, find a guarantor, and it is quite possible, for one reason or another, to refuse a loan. The optimal solution to the problem is an online loan, the procedure for obtaining which in a reputable microfinance organization will take, at most, no more than half an hour.
An attractive alternative Turning to a penny loan online, a person in need of a loan immediately makes sure that the financial organization is guided by the conditions for obtaining loans that are common for the entire territory of Ukraine, which are available:
- citizenship of the country and the onset of age from 18 years;
- valid passport;
- a bank card belonging to the borrower, which is valid for at least 1 month.
The range of debt maturities is: 7 days (minimum) - 180 days (maximum). The range of crediting amounts by "Groshikom" is: 500 hryvnia (minimum) - 5000 hryvnia (maximum). Using the loan costs the borrower 2.1% per day of the borrowed amount. The amount of the annual interest rate, including the loan interest and all expenses, commissions, is maximum 766% per year.
Algorithm for obtaining a loan "Groshik", offering a convenient alternative to Ukrainians who urgently need money, offers to get a loan on the card quickly and without a lot of bureaucratic problems. For this it is enough:
- simply and quickly register on the site without any references and guarantors;
- send an application (indicating the amount) for a loan;
- wait for the decision, which, as a rule, is made automatically (in some cases, if necessary, a specialist of the organization's contact center is connected to the process);
- familiarize yourself with the agreement in your personal account, agreeing to its terms, sign the document;
- immediately after that, receive the money sent to the card.
It is worth noting that "Groshik" borrowers, especially regular and proven ones, can be granted loans on promotional (that is, with a significant discount) terms with a significant reduction in interest rates.