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What can you buy in New York for 168,000 dollars (36 photos)
One of my friends decided to buy an apartment. They have little money, and after a long search, they chose the two-bedroom apartment in a cooperative house in Queens. The area is quite good, near the metro, a large shopping center and many shops. Before 40 minutes to go to Manhattan by subway and 20 by car. Nice house built in 1950. Among the few drawbacks is the eternal problem with parking on the street. We can say that for this area it is quite humane price (Queens traditionally rather expensive area). They called me, so I looked and assessed her condition and helped estimate the amount of future repairs.
apartment is located in a cooperative house, which imposes its owners quite a lot of restrictions. In fact, you do not buy an apartment, and a share in the cooperative equal to the value of the apartment. Ie It's kind of like yours, but not yours at all. You can not fully dispose of it as their own property. You have to have insurance on the apartment, regardless of whether you want it or not. All actions are performed only with the written permission of the board at home. Even you buy it can only rule if you approve. You can not make alterations, can not in any way or clutter to decorate balconies, even you can not use mosquito nets on the windows other than the Board approval. You can not live more people than stipulated. 80% of the apartment floors should be covered with carpeting or parquet with a sound-proof substrate. You can not curtained window sheet or blanket. Do not install in the apartments washing and drying machines. You can not include loud music, noise, smoke on the staircases, garbage and so on. Even a pet can make the apartment only with the written permission of the Board. Any breach or failure to comply with the rules will be fined. It is clear that all these prohibitions and restrictions are aimed solely for the benefit of residents. You absolutely will not noisy neighbors will not be stomping heels on the parquet freaks, no one will drill to drill the wall at 7 am on Sunday or play behind a wall on the piano. The main thing to be prepared to follow all these rules.
The entrance.
There are restrictions that can be called a fairly significant flaws. For example, an apartment can rent just two years after purchase. Moreover, you can rent it only to those people that will be the coordination of government, but it can do much more. I, for example, do not pass. I do not have a stable source of income for the last two years. Sell also possible only to those who adopt the rule, and it will strongly reduce the number of potential buyers. Not everyone is willing to live in such conditions.
Managed by the cooperative council tenants who work there on a voluntary basis. For the consideration of new candidates is going to a special committee consisting of the same tenants. Wishes to buy an apartment first obtained the approval of the bank, then collect the necessary documents proving their stable earnings and social status (such as characteristics and recommendations from other people), served them in the government, pay a fee for checking data and document processing (530 dollars), and then tested interview. The Bank may approve the purchase, but the board refused. The prestigious houses are far from everyone will be able to buy an apartment. Where it is necessary to have a recommendation or tenants to rent an apartment for many years, so you have the opportunity to buy it.
Even such a seemingly simple thing as moving, and that is imposed by a bunch of rules. Transfer can be carried out only from 9.00 to 17.00 Monday to Friday, with prior written permission. Skid large items can only be through the service entrance, and it is not always convenient. Before the move is necessary to make a deposit of $ 1 000. If you wear things in unauthorized time or anything to damage when moving, the deposit will not be returned. Company to make repairs in your apartment must also be approved by the board, have insurance and work permits. All work again only with written permission.
In general, this is not what we imagine under the ownership of private property. It should be understood that the habit of the order is produced exclusively in people with the help of a whip and threats. Some type declarations "do not litter" and the Western mentality here is not enough. For every cultural and educated Americans find one freak and three immigrants who wanted to spit on all these restrictions. It is then, and they begin to clean up after the dogs and stop littering the streets, and the integration process is in full swing, there is nothing better than good old rules and penalties for non-compliance. Unless of course you want to live in a decent place.
Well, now look flat. This hall. Right mailboxes.
Corridor.
The apartment is small. This is living.
In a small window pristupochek form a virtual kitchen. Who will understand why.
It's a kitchen. I take from the living room. The place is very small, but there is a window.
All kitchen furniture greetings from the 50s. It did not change since the construction of the house. Kitchen cabinets are made of iron.
View out the window.
Kind of expensive. The apartment is very quiet. Tenants, whose windows overlook the street, I do not envy.
View from the window.
The front door.
Here, too, the artifacts from the past. Door chain is made of a bicycle chain, and the left authentic intercom.
You take out your hearing device with a hook and hear a pleasant crackling. Thing!
Peephole.
View from the front door. In front of a bathroom. To the right bedroom.
Bedroom.
View from the window.
View from the window.
Cast iron sinks as old as the house. Cranes similar too.
This mysterious device laundry basket.
On top of the lid.
Another hello from the past.
Rollaway dryer.
It looks like if the radiator to remove her hood.
Almost all external wiring.
In the hallway is a garbage disposal.
If you go down below.
So you get into the basement, which is part-bomb shelter.
Here unrealistically high ceilings.
Laundry tenants.
In the overall rubbish throw garbage disposal, and all that is necessary to sort dumped here.
Elevator.
Elevator button. Interestingly, there is the house where the first floor is the second, and the bottom is the lobby. Then the elevator button of the first floor is L, and if you press 1, you will come to the second. Here are all familiar.
The plate with the sign of a bomb shelter.
Now, about how much it costs. You already know the price - $ 168 000. No cash it certainly is not buying. It will be some down payment and the remaining money is to borrow for 30 years. Monthly payments will consist of rent (maintenance) and the cost of credit. Monthly rent for this apartment is $ 500, and it is all-inclusive except for air conditioners. For each individually have to pay $ 300 a year. Electricity, water, gas and heating are included. Payments on the loan depends on the particular case, the term of the loan, etc. I do not know all the details, they are expected to be around 400-500 dollars a month. Ie per month apartment will cost 950-1050 dollars. Plus the obligatory insurance. Its size, I do not know. In any case, it will be cheaper than its shoot. Rent this apartment cost $ 1350 per month.
samsebeskazal
apartment is located in a cooperative house, which imposes its owners quite a lot of restrictions. In fact, you do not buy an apartment, and a share in the cooperative equal to the value of the apartment. Ie It's kind of like yours, but not yours at all. You can not fully dispose of it as their own property. You have to have insurance on the apartment, regardless of whether you want it or not. All actions are performed only with the written permission of the board at home. Even you buy it can only rule if you approve. You can not make alterations, can not in any way or clutter to decorate balconies, even you can not use mosquito nets on the windows other than the Board approval. You can not live more people than stipulated. 80% of the apartment floors should be covered with carpeting or parquet with a sound-proof substrate. You can not curtained window sheet or blanket. Do not install in the apartments washing and drying machines. You can not include loud music, noise, smoke on the staircases, garbage and so on. Even a pet can make the apartment only with the written permission of the Board. Any breach or failure to comply with the rules will be fined. It is clear that all these prohibitions and restrictions are aimed solely for the benefit of residents. You absolutely will not noisy neighbors will not be stomping heels on the parquet freaks, no one will drill to drill the wall at 7 am on Sunday or play behind a wall on the piano. The main thing to be prepared to follow all these rules.
The entrance.
There are restrictions that can be called a fairly significant flaws. For example, an apartment can rent just two years after purchase. Moreover, you can rent it only to those people that will be the coordination of government, but it can do much more. I, for example, do not pass. I do not have a stable source of income for the last two years. Sell also possible only to those who adopt the rule, and it will strongly reduce the number of potential buyers. Not everyone is willing to live in such conditions.
Managed by the cooperative council tenants who work there on a voluntary basis. For the consideration of new candidates is going to a special committee consisting of the same tenants. Wishes to buy an apartment first obtained the approval of the bank, then collect the necessary documents proving their stable earnings and social status (such as characteristics and recommendations from other people), served them in the government, pay a fee for checking data and document processing (530 dollars), and then tested interview. The Bank may approve the purchase, but the board refused. The prestigious houses are far from everyone will be able to buy an apartment. Where it is necessary to have a recommendation or tenants to rent an apartment for many years, so you have the opportunity to buy it.
Even such a seemingly simple thing as moving, and that is imposed by a bunch of rules. Transfer can be carried out only from 9.00 to 17.00 Monday to Friday, with prior written permission. Skid large items can only be through the service entrance, and it is not always convenient. Before the move is necessary to make a deposit of $ 1 000. If you wear things in unauthorized time or anything to damage when moving, the deposit will not be returned. Company to make repairs in your apartment must also be approved by the board, have insurance and work permits. All work again only with written permission.
In general, this is not what we imagine under the ownership of private property. It should be understood that the habit of the order is produced exclusively in people with the help of a whip and threats. Some type declarations "do not litter" and the Western mentality here is not enough. For every cultural and educated Americans find one freak and three immigrants who wanted to spit on all these restrictions. It is then, and they begin to clean up after the dogs and stop littering the streets, and the integration process is in full swing, there is nothing better than good old rules and penalties for non-compliance. Unless of course you want to live in a decent place.
Well, now look flat. This hall. Right mailboxes.
Corridor.
The apartment is small. This is living.
In a small window pristupochek form a virtual kitchen. Who will understand why.
It's a kitchen. I take from the living room. The place is very small, but there is a window.
All kitchen furniture greetings from the 50s. It did not change since the construction of the house. Kitchen cabinets are made of iron.
View out the window.
Kind of expensive. The apartment is very quiet. Tenants, whose windows overlook the street, I do not envy.
View from the window.
The front door.
Here, too, the artifacts from the past. Door chain is made of a bicycle chain, and the left authentic intercom.
You take out your hearing device with a hook and hear a pleasant crackling. Thing!
Peephole.
View from the front door. In front of a bathroom. To the right bedroom.
Bedroom.
View from the window.
View from the window.
Cast iron sinks as old as the house. Cranes similar too.
This mysterious device laundry basket.
On top of the lid.
Another hello from the past.
Rollaway dryer.
It looks like if the radiator to remove her hood.
Almost all external wiring.
In the hallway is a garbage disposal.
If you go down below.
So you get into the basement, which is part-bomb shelter.
Here unrealistically high ceilings.
Laundry tenants.
In the overall rubbish throw garbage disposal, and all that is necessary to sort dumped here.
Elevator.
Elevator button. Interestingly, there is the house where the first floor is the second, and the bottom is the lobby. Then the elevator button of the first floor is L, and if you press 1, you will come to the second. Here are all familiar.
The plate with the sign of a bomb shelter.
Now, about how much it costs. You already know the price - $ 168 000. No cash it certainly is not buying. It will be some down payment and the remaining money is to borrow for 30 years. Monthly payments will consist of rent (maintenance) and the cost of credit. Monthly rent for this apartment is $ 500, and it is all-inclusive except for air conditioners. For each individually have to pay $ 300 a year. Electricity, water, gas and heating are included. Payments on the loan depends on the particular case, the term of the loan, etc. I do not know all the details, they are expected to be around 400-500 dollars a month. Ie per month apartment will cost 950-1050 dollars. Plus the obligatory insurance. Its size, I do not know. In any case, it will be cheaper than its shoot. Rent this apartment cost $ 1350 per month.
samsebeskazal
