How we cheat banks 20.02.2013

Yesterday decided to try to borrow a TV made payment ... started reading ... after brain compilations hair moved further four hours.
Some banks, namely almost all of whose representatives sit in a hardware store, just wind the rabid interest is actually nothing. In my case, for a total cost of TV 21,700 a year, I would have given 31,500)))))) We look at the pictures and find out why so:


 
Original

11% per year - this is the norm, but where are they fabulous figure "Appreciation of goods" ... as much as 10 000r almost when in fact such goods contrary rapidly falling in price.
And then - why should we have to pay for allegedly went up by 10,000 to the telly END OF CREDIT ... We take it now, 21 700.
I do not know about you, but I see this nonsense for the first time in my life ... 55% per year! TIN
then posherstiv similar banks in ... credit in stores at all on 40% and up to 70% !!!
Th behind our country and ...
Never put your equipment in credit. Better to take a cash loan and buy



Untreated scan, in which I strike sharply, telling employees :)

Source: Own experience