Where to get a loan for 1 year, if constantly denied in banks?

We are used to applying for loans to banks. Most financial institutions are associated with something familiar, safe and reliable. However, getting a loan from the bank is not as easy as it seems at first glance. You will receive 100% rejection if you try to get money with a bad credit history and without formal employment.

Where to get a long-term loan online if the bank is denied? What to do if you can not get a certificate of income? We will tell you about a profitable alternative to a bank loan.

Amigo loan for a year without rejection

Microfinance company Amigo in 2021 entered the Ukrainian market with a unique offer. Borrowers are offered long-term loans without a certificate of income, collateral and guarantors.

You can borrow from 3000 to 30 000 hryvnia. Available maturity: 90 to 360 days. This means that you can use Amigo funds for almost a year. The cost of the loan is 180% per year. Each month, the borrower pays off part of the loan body and interest debt.

Example of Amigo credit calculation:

• the loan amount - 3000 hryvnia;
  
• period of 90 days;
  
• the size of the monthly payment is 1313 UAH (1000 UAH of the loan body + 313 UAH percent).
  

You can apply for a loan for a year on a card from Amigo for any purpose - this does not affect the final decision. The company's services are available to all citizens of Ukraine aged 18 to 65 years. You can apply for Amigo even if you have a bad credit history. If the application is approved and the debt is repaid on time, your credit rating will increase.

Loan process in Amigo

Amigo issues loans exclusively online and only on the card. If you compare the procedure for obtaining a loan in a bank and in the company Amigo, then of course, through the Internet you can arrange a loan easier and faster.

1. There are no queues in Amigo and no extra paperwork. The procedure for issuing the first loan will take up to 15 minutes, subsequent loans - up to 5 minutes.
   
2. The package of documents for obtaining a loan includes only a code and a passport. Certificate of income, marriage certificate, documents confirming the presence of property in the property are not needed.
   
3. Applications are processed by an automatic system. Within 5 minutes of sending the request, you will know the answer. The approval rate in Amigo is 95%.
   
4. You can get a loan even without a passport photo, confirming your identity through BankID.
   

You can apply for a long-term loan at any time of the day - from a computer, tablet or smartphone. At this time you can be on vacation, at work, in a car or in a cafe.

As you can see, in Ukraine you can get a loan for a year not only in a bank, but also in an MFI on simple and affordable terms. Amigo regularly offers promo codes and discounts to regular customers. More details about the company’s conditions can be found on the official website amigo.com.ua.