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Habits that devastate the family budget and help to quickly squander wages
Sometimes you write all the expenses for a month in advance, and then hop! And the salary for some reason was not enough... And where do the blood-earned go? Budget savings It is an important topic for any family. And the point of it is not to constantly limit yourself, but to spend money wisely.
560206
You have no idea how many little things in everyday life you just don’t care. Editorial "Site" I've prepared a whole bunch of things for you. which can easily be abandoned. You will not lose anything, but you will save at the same time.
Saving the budget First let’s talk about food. There are housewives who are used to buying food for the future. They go to big supermarkets and go to the market. It's both cheaper and more convenient. However, very often, especially on the way from work, people run to the nearest store.
They are often referred to as “round the clock” because they work 24/7. Their main disadvantage is that the products there are many times more expensive than in a conventional supermarket. In addition, it is in such shops that you can find expired goods, such as milk. The problem is that food is stored at the wrong temperature.
People are attracted by discounts and bright labels. And on the markup, they no longer pay such attention. And in vain, because comparing the cost of the same products in the “round the clock” and a regular store, you will be surprised how much money you could save.
Not everyone likes to mess around with lunch and take containers of food to work. Someone's more familiar. Dinner in a cafe or grab something in a coffee shopOf course, taking your coffee with you. The costs seem small, but if you calculate how much it takes a month, it becomes bad.
So that food outside the house does not hit the pocket, it is best to accustom yourself to household. In addition, it will not only save your budget, but will also be better for your body.
In the same item of expenses we will add transport, namely taxi. There are times when you cannot do without it. However, it is not necessary to use taxi services every day.
The era of television has not yet passed, although the Internet is confidently breaking ahead. A lot of people are still paying for it. cable. But is it worth it? Most of the channels you can’t just watch physically. All the most relevant can be easily found on the Internet. We assure you that these expenses can simply be avoided.
Subscriptions and season tickets Buy gym-subscription It only works if you go there regularly. Otherwise, the money will be wasted. But this happens very often: we think that buying a subscription will motivate us. But in the end, laziness wins, and the money spent is forgotten.
If you want to go to the gym, try studying at home first. Let it be a regular morning exercise. You got it? Well, now you can try something more serious. By the way, it is best to buy a subscription, at least once having studied in a particular hall. That way you'll know if you like this place.
Another modern item of expenditure - paid subscriptions in various applications. First, you are offered very favorable conditions, and often the first free month. You may need to enter your card details right away. And then everything is in a fog...
Sometimes people forget that they signed up for something, and do not immediately notice that a certain amount of money was written off from the card. Such things are important to monitor and unsubscribe from unnecessary content. If you really want to use a service, it’s best. subscribe to several people at once. It's often called family.
Almost always we overpay for packaging. But why buy? packedIf they are the same, but cheaper? In addition, it is not environmentally friendly, because the products are put in plastic disposable containers and wrapped in a layer of polyethylene.
Don’t buy “two for the price of one” food stocks. You think it's a bargain, but in fact, most of the food will just go to the trash. Go to the supermarket with a clear plan so that you are not tempted to buy something extra.
© Freepik Do not make rash purchases, whether it is some clothes or just gum at the checkout. As folk wisdom says: a penny of the ruble saves. Every little thing matters, especially if you often spend money impulsively and on the machine.
Tell me what you mean. budgetary? Do you keep a strict record of your expenses or sometimes let things go? Boldly share your experience in the comments!
560206
You have no idea how many little things in everyday life you just don’t care. Editorial "Site" I've prepared a whole bunch of things for you. which can easily be abandoned. You will not lose anything, but you will save at the same time.
Saving the budget First let’s talk about food. There are housewives who are used to buying food for the future. They go to big supermarkets and go to the market. It's both cheaper and more convenient. However, very often, especially on the way from work, people run to the nearest store.
They are often referred to as “round the clock” because they work 24/7. Their main disadvantage is that the products there are many times more expensive than in a conventional supermarket. In addition, it is in such shops that you can find expired goods, such as milk. The problem is that food is stored at the wrong temperature.
People are attracted by discounts and bright labels. And on the markup, they no longer pay such attention. And in vain, because comparing the cost of the same products in the “round the clock” and a regular store, you will be surprised how much money you could save.
Not everyone likes to mess around with lunch and take containers of food to work. Someone's more familiar. Dinner in a cafe or grab something in a coffee shopOf course, taking your coffee with you. The costs seem small, but if you calculate how much it takes a month, it becomes bad.
So that food outside the house does not hit the pocket, it is best to accustom yourself to household. In addition, it will not only save your budget, but will also be better for your body.
In the same item of expenses we will add transport, namely taxi. There are times when you cannot do without it. However, it is not necessary to use taxi services every day.
The era of television has not yet passed, although the Internet is confidently breaking ahead. A lot of people are still paying for it. cable. But is it worth it? Most of the channels you can’t just watch physically. All the most relevant can be easily found on the Internet. We assure you that these expenses can simply be avoided.
Subscriptions and season tickets Buy gym-subscription It only works if you go there regularly. Otherwise, the money will be wasted. But this happens very often: we think that buying a subscription will motivate us. But in the end, laziness wins, and the money spent is forgotten.
If you want to go to the gym, try studying at home first. Let it be a regular morning exercise. You got it? Well, now you can try something more serious. By the way, it is best to buy a subscription, at least once having studied in a particular hall. That way you'll know if you like this place.
Another modern item of expenditure - paid subscriptions in various applications. First, you are offered very favorable conditions, and often the first free month. You may need to enter your card details right away. And then everything is in a fog...
Sometimes people forget that they signed up for something, and do not immediately notice that a certain amount of money was written off from the card. Such things are important to monitor and unsubscribe from unnecessary content. If you really want to use a service, it’s best. subscribe to several people at once. It's often called family.
Almost always we overpay for packaging. But why buy? packedIf they are the same, but cheaper? In addition, it is not environmentally friendly, because the products are put in plastic disposable containers and wrapped in a layer of polyethylene.
Don’t buy “two for the price of one” food stocks. You think it's a bargain, but in fact, most of the food will just go to the trash. Go to the supermarket with a clear plan so that you are not tempted to buy something extra.
© Freepik Do not make rash purchases, whether it is some clothes or just gum at the checkout. As folk wisdom says: a penny of the ruble saves. Every little thing matters, especially if you often spend money impulsively and on the machine.
Tell me what you mean. budgetary? Do you keep a strict record of your expenses or sometimes let things go? Boldly share your experience in the comments!
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