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7 tips for financial survival
1. Permanent income.
This is obvious, but the best way to protect yourself from financial problems - is to have a regular income. Even if you work for yourself, get a steady flow of funds from somewhere else, to cover daily expenses. Save your time. Perform only those tasks that require you to maximize the impact, and are valued higher. Do not use your beck and call, if you know that you can more. In pursuit of a dream just to cover their operating costs.
2. The additional income.
Anyone who pays attention to his financial condition today is aware of this tactic, at least from a dozen different specialists. Have multiple streams of income. Do not rely solely on the basic earnings. Home Based Business - it's a great start. Think about what else you are able to do well. What additional skills that will be in demand and well paid, you have. Tutoring, massage, sewing - are examples of sources of decent extra income. Also think about the different ways in which you could get money without much personal involvement. Allowing access to your business, you can get a cash flow that will not only depend on your own efforts. Royalties - another great option of additional income. Ads and other forms of advertising can also be very profitable.
3. Liaising.
Regardless of the circumstances in your life, avoid isolation. Naladte good relations with people. Since you will always be not only people to whom you can turn to, being in financial difficulty, but also you will have a circle of trust and moral support. Do not forget to support themselves friends both morally and financially. Your life will be so much richer.
4. Please pay yourself.
It was mentioned before, but no harm will be repeated. Set aside part of their income themselves before pay someone else. Including state. Hide their stash so far as you can and do not touch it. Put away the money that would cover at least 3 months of living expenses, and it is better to 6.
5. Plan expenses.
Always know exactly what you are spending your money and know how much you need to make ends meet. Stick to the plan as much as possible, and include any incidental expenses. Store food and other essential products within reasonable limits.
6. Know how to quickly get money.
Know what your property can be sold at a good price. Investing in gold and precious stones can be a great help in difficult times and inflation. Just when you buy make sure you will be able to sell the property if necessary. Other things you may already have - such as musical instruments, antiques and collectibles, may well rise in the price of the sale at various auctions.
7. Have an exit strategy.
No matter what happens, remember that everything in your hands. You should always know what to do if something goes wrong. Suppose you will always have a bit of available funds on hand. As much as would be enough to keep the circumstances under control for some time. Keep a spare source of income. Discipline yourself and type of mind to realize your strategy to life.