Kapital Bank is distinguished by reliability and commitment to modern financial trends.

Being one of the most successful financial institutions established in the post-Soviet space, Kapital Bank, as the successor of Sberbank of Azerbaijan, is distinguished by the universality of its services, which allowed it to gain the trust of more than 3 million individuals and more than 22 thousand legal entities. Service network of this financial institution, whose portal https: /www.kapitalbank.az/online-order/cash has one of the highest attendance rates in Azerbaijan. The Bank participates in a number of state-level social programs and real sector development programs.



Basic principles of functioning of the bank
Few financial institutions in the post-Soviet space can boast such a history as Kapital Bank. After all, Sberbank of Azerbaijan, the successor of which it became in 2000, was founded in Baku in 1874. Inheriting the basic principles of its predecessor, Kapital Bank achieved high results (as of October 1, 20121, its assets amounted to 5.9 billion manats, which corresponds to almost 3.5 billion US dollars), thanks to:

• a skillful strategy aimed at ensuring a more sustainable future for its partners with the introduction of advanced global trends in their activities;
• To follow the mission of increasing the level of socio-economic well-being of the republic through transparent financial cooperation with each client at all stages of his life.

The origins of success
The success of the bank was the result of strict adherence to the main values of the functioning of this financial institution, which, in the opinion of its management, consist in:

• honesty, i.e. following the laws and regulations of the country, the code of conduct of the company, regardless of the difficulties encountered;
• high quality of the product provided to customers with guaranteed fulfillment of its promises;
• mutually beneficial and effective cooperation, both in different departments and business units of the company, and with its partners;
• The entrepreneurial spirit prevailing in the bank with the search for new opportunities to provide solutions to sudden problems;
• profitability of the bank’s activities with the creation of profits and benefits not only for its shareholders, but also for the whole society.

The high credibility and reliability of Kapital Bank is also ensured by the fact that its majority shareholder (share is 99.76%) is PASHA Holding, the largest financial corporation in Azerbaijan with a good hundred subsidiaries operating in various business sectors, including banking.