Cost the system

Against the bank banking methods
A former law enforcement officer 42-year-old Dmitry Agarkov find fame all over the world thanks to his joke over the bank "Tinkoff. Credit system. " He scanned to send it by mail to the contract and the fine print has made it their own changes, adding that the interest rate on the loan and charge for cash funds is 0%. The Bank has signed the document, simply because none of the staff did not re-read the contract. After two years of use Agarkova bank credit card on him was filed, which the court refused to satisfy. Their rights through the courts began to swing himself Agarkov, decided to sue the credit institution's 24 million rubles, but after many trials, both sides went to the world.






Year VIP-service free
Chinese Kwong Yee Ifs For the whole year was a client of VIP-area of ​​the airport, but never once nowhere and flew away. Airport service to customers business-friendly hotel offers a range of services, the cost of which was supposed to be already included in the ticket. Among them was a first-class catering, bar, recreation area - in this case all for free. Kwong d'If, once bought a ticket in business class on an airplane China Eastern Airlines, whenever it postponed, thus extending its "membership" in the VIP-club Yushu airport Xi'an. Every day he is registered to dine at a top level, and then transferring his departure the next day, got home safely. This was repeated every day for a whole year, until he finally was unmasked: the fact that his name was on the list of passengers on board has never appeared, and the transfer of the flight he carried out the order of 300 times.




Wage labor programmers from China
Security department of one American company once discovered that one of the staff spends too much internet traffic to search for videos, as well as regardless of the activity of Internet browsing websites Reddit and eBay. It was found that forty specialist software simply delegate all their work on outsourcing specialists from China. By the way, for the services of Shanghai workers had left only a fifth of personal income, so that per-view videos from seals and online shopping it is also a good idea to pay extra.




Bypassing the anti-smoking law in Minnesota
In 2007, Minnesota in the United States was adopted anti-smoking law that prohibits smoking in bars. In winter, none of the visitors of the bar did not want to go to smoke on the street because of the severe frosts, respectively smoking public stayed home, and owners of bars and restaurants lost profits. Found a loophole in the law rather unusual. By law, you are freed from the responsibility for smoking in the wrong place, if you are an actor and play the role, which involves smoking cigarettes and tobacco. Since the law does not specify whether it concerns only professional actors and amateurs, local bar owners Barnacle began to arrange the evening theater performances, where all staff and visitors become actors. The format of these "actors'" parties went far beyond the state to the delight of fans of American tobacco and spite guardians of the law.




In holiday at the expense of the manufacturer pudding
In 1999, an engineer from California, David Phillips came across a joint advertising campaign manufacturer desserts and new airlines. Terms of action states that for every 10 promotional codes with a pack of pudding buyer will receive 1,000 miles, which he may at any time be spent using the services of the airline itself. After uncomplicated Calculation David Phillips estimated that, having accumulated a sufficient number of miles he can fly made free, and if the price of the pudding while a fraction of airline service, then offer extremely profitable. As a result, he bought 12,150 pudding packs, which cost him $ 3 140. Miles as he managed to accumulate as much as if he spent on tickets $ 25 000. As David himself with so many pudding failed, the product was donated to the Army salvation. Thus, the charity has saved him $ 800 taxes. As a result, the Phillips family three years fly free.




The flaw in the system of credit cards CitiBank
We have a CitiBank credit card, which allows you to return 5% of purchases at the expense of phone operators Airtel, BSNL, Vodafone and others. Checking telecom service carried out on the basis of Merchant Category Codes, and delivery of Finance and the determination of their status carried MasterCard and Visa. Airtel launched its e-wallet, which can be replenished by credit card, internet banking, and use the money when shopping online. MCC (4-digit number which classifies the type of activity in the point of sale payment transactions on bank cards) from companies Airtel and CitiBank the same, so the percentage of transactions with the bank cards can be translated into a purse telephone operator, and then send it to the card account. This loophole had to take advantage of many Americans.



Australian principality of 30 people
In the late '60s Australian farmer Leonard Kesli received a very large crop of wheat. Given the agricultural quotas, entered the state, it could become a problem for him. Increase the volume of the legal sale of grain and the government is not going quite the contrary threatened to take "extra" land. In desperation from this injustice Leonard attempted to secede from Australia and declare their land independent country. So, five families of Principality of Hutt River Principality united in Self currency symbols and ruler in the person of His Highness Prince Hata Leonard I. In view of the protracted proceedings, the Australian Government has failed to prevent the separation process, as the terms of appeal have expired. Thus, in 1972, the province stopped paying taxes and still live in the independent state 30 people (although passports issued about 14 000). By the way, the example Kesli inspired the creation of many micronations around the world.



Houseboats in Seattle, non-taxable
Many years ago, a mass migration of residents within the city of Seattle American dramatically changed his appearance. It all started with the fact that in the early XX century, one of the very enterprising citizens found that according to the law of movable property, such as boats, rafts and other water transport is not taxed, which means that you can build a house on the water and nothing State to pay for it. So, lapped by the Pacific Gulf on one side and Lake Washington c other, Seattle quickly overgrown houses on rafts and boats. These homes were built mainly those who could not afford to buy land. Over time, the floating houses flooded the entire lake, which led to the contamination of the water ecosystem and state intervention. Number of buildings have limited water, brought electricity to homes, and the status of homes rafts equated to conventional buildings. From shelters for the poor, these houses have become a home for a particularly wealthy citizens.



Plane tickets due to the US Mint
It is known that a bill is a $ 1 denomination costing the US more than $ 1 coin, which may be in circulation much longer. In 2010, the Mint decided to increase the circulation of dollar coins, inviting all who want to buy them online using a credit card. And no restrictions on the number of purchased coins, which can order a one, was not. Jane Lyau Lyau was one of the few who guessed to make money in the following way. She ordered the coins in large numbers using Cash Back card, which allows a small percentage receive a refund of the purchase price in the form of bonus miles on the airline. Then she gets the coin with free shipping, carried them to the bank to deposit account, the credit balance extinguished. Due to gaps in the system Jane managed to save on tickets and free to fly on holiday.



Source: bigpicture.ru

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