1021
Scam
Yes, yes, he was caught, I would like to warn all the new immaculate fraud in Moscow (at least poss., And other cities.) From myself briefly. Arrange the loan and in fig where you work can be unemployed, quick list (bank) his (then of course the loan is recorded on you) on their credit score even if you broke the contract, pulling the transfer of money, and the bank is required within 48 hours and they say that the loan will be for you and if you want to cancel it to pay the interest, carefully maintained by the client, do not give grasp the meaning of the contract, write nonexistent your place of work and salary, be careful! ..
More than three dozen lawsuits from consumers to language school Speak Up! (ANO "OC" Speake Up ") to be considered in July Tver district court in Moscow. Former students of one of the largest language courses in the capital (the city has 24 branches) require repayment of tuition fees. As reported by "News" in the Tver court claim amounts vary from 55 thousand. Up to 100 thousand. Rubles. The main claim to the educational organization - after the termination of the contract, it delays the return of the money. Meanwhile run over the interest on bank loans, which students have taken on the recommendation of the administration courses.
- When entered into an agreement with me, then immediately informed that requires prepayment for the entire one hundred percent annual rate, - said the Muscovite Marina Duhnenko. She, along with her four fellow students filed a class action lawsuit.
According to Marina required for full payment of 70 thousand. Rubles she had no manager and courses offered the girl to take an educational loan from a bank. The loan agreement was signed on the spot. Money a student could not see, they immediately transferred to the account of courses. Duhnenko attended three sessions and decided to terminate the contract with the Speak Up! At the same time, according to the student failed, the company was obliged to repay educational loans, the Bank fully - but returned only 50% of the amount. Meanwhile, the loan accrued interest, today Duhnenko bank must, in addition to half of the principal amount of the loan, more interest and penalties of $ 20 thousand. Rubles.
Student courses Olga Belikova in May to win the battle with courses and seize 140 thousand. Rubles. However, she said, the return of funds to cover only the principal amount of the debt to Alfa-Bank, and interest on the loan (25% per annum) in the amount of 25 thousand. Rubles she had to pay the most. She told "Izvestia" that managers courses offer loans from several organizations - Home Credit, Credit Europe Bank and Alfa Bank.
In the social network "VKontakte" victims "spikapovtsy" created two groups: one consists of 79 members, and the other - 263. They share their stories and send each other examples of claims.
A resident of Balashikha Natalia Lychagina learned about examples of trials with courses just because of social networks. Hearing of her case to the ANO "OC" Speake Up "is scheduled for July 8 in Balashikha City Court. Lychagina says that signing a contract with the school was not warned that he takes to pay the loan. The document was signed with the bank in the form of notice and the manager described the school as a system of payment by installments through in the name of the client at Alfa Bank account. Natalia says that the manager is not troubled by the fact that she was unemployed.
- Later it turned out that the manager has written with his own hand in the document that I work operator "Beeline", - says Natalya. Prozanimavshis three months of the year and a half of the course, Lychagina terminated the contract, but continues to pay the loan for services which do not. The bank should Lychagina 81 thousand. Rubles, together with interest.
Another victim Muscovite, Julia Trotsenko, managed to get the money back without trial.
- Began to come back every day and make trouble, 10 days was enough that they gave the money - says Trotsenko. She says that her method of payment returned three more people.
In ANO "OC" Speake Up "correspondent" Izvestia "asked the client. The question about the claims and litigation clients consultant reported that these are isolated cases. At the official request of the newspaper company representatives did not respond.
- No complaints from borrowers of the partner we have not received. We need to understand the situation. After clarify the situation, we will make a decision on the continuation of cooperation with the partner - the press service of the bank Home Sredit. Comments from Alfa Bank and Credit Europe Bank by the time the article was not available.
Chairman of the Society for the Protection of Consumer Rights "Public control" Michael Anshakov said that his organization monthly receives dozens of complaints about language courses, psychological training courses and personal growth.
- Most consumers are dissatisfied with the quality of services - says Anshakov.
According to him, the state control over the organizations of this type available. They do not issue diplomas and certificates gosobraztsa or other documents confirming the qualifications, so their work is not licensed.
Anshakov noted that the financial scheme of customer interactions ANO "OC" Speake Up "is unique to the education market. In his opinion, it is borrowed from the timeshare sellers and expensive dietary supplements. According to Anshakova such schemes has long been successfully operating in the market, not only for the benefit of consumers.
Chairman of the Confederation of Consumer Rights Societies Dmitry Yanin believes that force the company to return all the money will be difficult - it needs to prove that educational services were rendered poorly.
Well ... to be continued
Source:
More than three dozen lawsuits from consumers to language school Speak Up! (ANO "OC" Speake Up ") to be considered in July Tver district court in Moscow. Former students of one of the largest language courses in the capital (the city has 24 branches) require repayment of tuition fees. As reported by "News" in the Tver court claim amounts vary from 55 thousand. Up to 100 thousand. Rubles. The main claim to the educational organization - after the termination of the contract, it delays the return of the money. Meanwhile run over the interest on bank loans, which students have taken on the recommendation of the administration courses.
- When entered into an agreement with me, then immediately informed that requires prepayment for the entire one hundred percent annual rate, - said the Muscovite Marina Duhnenko. She, along with her four fellow students filed a class action lawsuit.
According to Marina required for full payment of 70 thousand. Rubles she had no manager and courses offered the girl to take an educational loan from a bank. The loan agreement was signed on the spot. Money a student could not see, they immediately transferred to the account of courses. Duhnenko attended three sessions and decided to terminate the contract with the Speak Up! At the same time, according to the student failed, the company was obliged to repay educational loans, the Bank fully - but returned only 50% of the amount. Meanwhile, the loan accrued interest, today Duhnenko bank must, in addition to half of the principal amount of the loan, more interest and penalties of $ 20 thousand. Rubles.
Student courses Olga Belikova in May to win the battle with courses and seize 140 thousand. Rubles. However, she said, the return of funds to cover only the principal amount of the debt to Alfa-Bank, and interest on the loan (25% per annum) in the amount of 25 thousand. Rubles she had to pay the most. She told "Izvestia" that managers courses offer loans from several organizations - Home Credit, Credit Europe Bank and Alfa Bank.
In the social network "VKontakte" victims "spikapovtsy" created two groups: one consists of 79 members, and the other - 263. They share their stories and send each other examples of claims.
A resident of Balashikha Natalia Lychagina learned about examples of trials with courses just because of social networks. Hearing of her case to the ANO "OC" Speake Up "is scheduled for July 8 in Balashikha City Court. Lychagina says that signing a contract with the school was not warned that he takes to pay the loan. The document was signed with the bank in the form of notice and the manager described the school as a system of payment by installments through in the name of the client at Alfa Bank account. Natalia says that the manager is not troubled by the fact that she was unemployed.
- Later it turned out that the manager has written with his own hand in the document that I work operator "Beeline", - says Natalya. Prozanimavshis three months of the year and a half of the course, Lychagina terminated the contract, but continues to pay the loan for services which do not. The bank should Lychagina 81 thousand. Rubles, together with interest.
Another victim Muscovite, Julia Trotsenko, managed to get the money back without trial.
- Began to come back every day and make trouble, 10 days was enough that they gave the money - says Trotsenko. She says that her method of payment returned three more people.
In ANO "OC" Speake Up "correspondent" Izvestia "asked the client. The question about the claims and litigation clients consultant reported that these are isolated cases. At the official request of the newspaper company representatives did not respond.
- No complaints from borrowers of the partner we have not received. We need to understand the situation. After clarify the situation, we will make a decision on the continuation of cooperation with the partner - the press service of the bank Home Sredit. Comments from Alfa Bank and Credit Europe Bank by the time the article was not available.
Chairman of the Society for the Protection of Consumer Rights "Public control" Michael Anshakov said that his organization monthly receives dozens of complaints about language courses, psychological training courses and personal growth.
- Most consumers are dissatisfied with the quality of services - says Anshakov.
According to him, the state control over the organizations of this type available. They do not issue diplomas and certificates gosobraztsa or other documents confirming the qualifications, so their work is not licensed.
Anshakov noted that the financial scheme of customer interactions ANO "OC" Speake Up "is unique to the education market. In his opinion, it is borrowed from the timeshare sellers and expensive dietary supplements. According to Anshakova such schemes has long been successfully operating in the market, not only for the benefit of consumers.
Chairman of the Confederation of Consumer Rights Societies Dmitry Yanin believes that force the company to return all the money will be difficult - it needs to prove that educational services were rendered poorly.
Well ... to be continued
Source:
