3 ways to save for a year, a tidy sum even if you are a spendthrift Bashny.Net

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Saving money is no easy task, especially for a desperate spendthrift. But sometimes you need to make a major purchase. And at this point of accumulation would be very useful.

The website talks about 3 simple ways that will help you quickly save the required amount.

Postpone gradually



This method is designed for a year, or 52 weeks. The essence is to ensure that every week to defer an amount greater than in previous times.

For example, start with 50 rubles. Next week save 100, then 150, and in the last week of the year — 2 600 rubles.

Eventually you will be able to save up to 68 900 rubles.

Method implies that you will regularly save money without missing weeks. If this is too difficult, try to reduce the amount or delay the money monthly, not weekly.

Buy and accumulate



This simple method allows you to not only save money, but also to closely monitor when and how much you spend. Its meaning is to defer a percentage of each purchase.

For example, you have decided to set aside 10 % from each purchase. New sweater that costs 1,500 rubles, it will bring in the Treasury of 150 rubles. If each month on purchases you spend 10 000 rubles, over 12 months the savings will amount to 12 000.

You decide what purchases save money: with all or only with purchases worth above a certain amount.

This method is well-practiced, having a Bank card. Many banks allow you to automatically transfer in your savings amount with each purchase.

Turn harmful habits into savings



The essence of this method lies in the fact that for every bad habit you lay in the Treasury a fixed amount.

For example, you constantly are late or miss a workout. For this piggy Bank comes in 20, 100 or even 500 roubles. The penalty you set for yourself. The main thing — to do it in the beginning and not to change the amount in the smaller side.

This method will quickly give up bad habits and at the same time to save money.

If a month habit cost you an average of 2,000 rubles, during the year the amount of savings will amount to 24 000 rubles.

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