"The anti-crisis program" 8 tips on saving money Bashny.Net

Getting to adapt to realiyam

When the end of the month desperately debit with credit does not converge, and press the crisis and inflation scares, comes the time to review the approach to their own koshelku.Planiruyte raskhodyPostoyanno plan expenses is sometimes tedious, but it - the surest step to reduce unnecessary costs, and costs from which to start. There are people for whom such a regime a clear accounting of all the money resembles a prison: gnawing sense that freedom, and as a result they end up stop trying to reduce the debit with the credit a couple of nedel.No budget planning and consistent record keeping of how much and why you spent in the end will free you from unnecessary captivity and momentary desires. You will no longer regret spontaneous purchases, and also to see what the money goes mainly salaries and why always just barely enough. To my surprise, one finds that spending on takeaway coffee exceeds all conceivable standards, and the trip to the supermarket takes an extra thousand for products that still turn sour at the wall of the refrigerator. Optimization - the first step to a successful shopping with ekonomii.Podhodite umomSuschestvuyut dozens of ways to save on ordinary shoppinge.Vo First, instead of buying a playpen, who a year later would be just too much space to occupy, or the things that you use once, throws on the mezzanine (eg, from time to time people need crutches or a soldering iron), you can use a thrift shop - real or virtual. Almost everything can be found for free or for pennies. Soldering is no longer needed in a day, and conscience peregryzet your throat for unforeseen expenditure. Yes, he will not have the original carton, but do you need it? Second, online shopping is not only allows you to not leave the apartment to buy socks and T-shirts, but rather contributes to the economy: what retail is conventionally 100 rubles, can be found on the Chinese Internet resources over 30. All the same, the same. In addition, auctions like eBay - that's a Pandora's box that has everything. New Sneakers New Balance will cost $ 30 cheaper, and this is a weighty themselves ponimaete.V Third, use shopping lists, to cope with marketing tricks during the sales. These lists make is not something abstract, like "shoes for the wedding friend," and describe the purchase of specific "beige pumps to steady heel no more than 4,000 rubles." It helps not to buy red heels for 7000 rubles. almost the same as those already gathering dust in the back of your garderoba.Kogda you will have such a list, the visibility will contribute to the analysis: but if you need these things really? A shares, operating on the principle of "two for the price of one" great for a hike in store in the company of friends. You - a sweater, she - jeans. We paid half. All dovolny.

Replace some things drugimiNashatyr for cleaning lacquered furniture, and citric acid make silver shine. Paracetamol in combination with tea with lemon - the same "Theraflu". Soda, vinegar repaid, replace the baking powder and packets from supermarket play the role of garbage is almost as good as spetsilno bags. Mask of gelatin and milk, and even smells bad, but it cleans the pores better than the mask from the tube, and is three rubles (literally) .In this economy there is no shame, because after a year of such simple measures to replace one another you may well be able to afford a short trip or buy, finally, the new mom noutbuk.Sledite for zdorovemNe go out without a hat and drink vitamins much less weeks of unpaid time off with antibiotics at the bedside tumbochke.Uchites simple veschamBazilik and dill perfectly grow on a windowsill, and in order to tweak the dripping Faucet not have to be a plumber. Moreover, it does not even have to be a man. Go for the keys to the neighbors, go online or call the Pope, he rasskazhet.To same applies to repair things, cleaning carpets, install anti-virus and winter preparations. In addition, you can use the existing material basis: if the house is worth Soviet sewing machine, never too late to learn to sew simple things and dramatically reduce the cost of bed linen and curtains, and the happy owners of computers can learn PhotoShop and doing design business cards and brochures samostoyatelno.

Optimize costs ZHKHV this point nothing new to tell: put meters on the water, unplug appliances when you are not using them, you can even arrange a candlelit dinners: beautiful, romantic and save elektroenergiyu.Proyavlyayte smekalkuUmny mountain passes. You can send messages for a long time when using Wi-Fi instead of SMS, wholesale markets are still much cheaper than usual, from a large tin can to make a pot of flower colors colored it, and the wine opened with a shoe. The main thing - to think in a certain situation does not run to the store, and to solve the problem by means of improvised sredstv.Postavte tselV any case the sequence is important, and not to stray from the path, looking for motivation. Fortunately, useful articles on motivation we have a lot to read, do not read. Find something that inspires you every day just to fight and overcome temptations, and the horrors of the crisis will seem no difficulty and challenge.

via factroom.ru